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232 Willmont St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 232 Willmont St, Rochester, NY 14609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,108 sqft · built 1950
Lot Size0.147 acres (6,404 sqft)
OwnerIndividual Name on File
Last Sale$58,750 (Jul 2016)
Tax Bill$1,173 (2026)
Deeds & MortgagesJul 2019 Loan Modification
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN081313-00.0

Property Details

APN / Parcel Number

Primary APN081313-00.0
Alternative APNs
  • 140010722000010250000000
  • 261400 107.22-1-25

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,108 sqft Living Area
1st Floor Area739 sqft
Upper Floors Area369 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialComposition/Composite
Lot Area6,404 sqft (0.147 acres)
Lot Dimensions160 ft deep x 40 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number081313-00.0
Street Address232 WILLMONT ST
CityROCHESTER
StateNY
Zip14609-3622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Description0083.00 503 22 00000 59 WILLMONT SUB
Legal SubdivisionWILLMONT SUBDIVISION
Legal Block1
Legal Lot Number25.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2002
Census Tract8301

Owner

232 Willmont St is owned and occupied by an individual who bought it in July 2016.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address232 WILLMONT ST, ROCHESTER, NY 14609-3622
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2019Loan Modification, Mortgage · FHA Mortgage
CITIZENS BK NA
Jul 15, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2016 · Amount on File
Deed SaleJul 21, 2016 · Amount on File
Prior SaleMay 31, 2005 · Amount on File
Deed Document Number2016361
Deed Book / Page11729 / 30
Record UpdatedOct 29, 2026

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE NY
Property Address232 WILLMONT ST, ROCHESTER, NY 14609-3622
Document Number0000000457
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 WILLMONT ST ROCHESTER NY 146093622, ROCHESTER, NY 14609-3622

Mortgage

Document Number0000000457
DateNov 13, 2019
Book Page028277/000341
Instrument457
Lender
NameCITIZENS BK NA
AddressEWING, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 12, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address232 WILLMONT ST, ROCHESTER, NY 14609-3622
Document Number0000000029
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 WILLMONT ST ROCHESTER NY 146093622, ROCHESTER, NY 14609-3622

Mortgage

Document Number0000000029
DateFeb 25, 2020
Book Page028402/000388
Instrument29
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 24, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 232 Willmont St was $1,173, down 1.4% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,173.00 (-1.43%)
2025$1,190.00$121,700 Land $14,400 Building $107,300$121,700 Land $14,400 Building $107,300
2023$65,400 Land $6,400 Building $59,000$78,795 Land $7,711 Building $71,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Willmont St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 232 Willmont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75

May also be available: Greenlight Networks, T-Mobile.

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