218 Willmont St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 218 Willmont St, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 917 sqft · built 1940
Lot Size	0.147 acres (6,404 sqft)
Owner	Individual Name on File
Tax Bill	$972 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081316-00.0`

Property Details

APN / Parcel Number

Primary APN	`081316-00.0`
Alternative APNs	`140010722000010220000000` `261400 107.22-1-22`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	917 sqft Living Area
1st Floor Area	742 sqft
Upper Floors Area	175 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,404 sqft (0.147 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	081316-00.0
Street Address	218 WILLMONT ST
City	ROCHESTER
State	NY
Zip	14609-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0083.00 503 22 00000 62 WILLMONT SUB
Legal Subdivision	WILLMONT SUBSIVISION
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2002
Census Tract	8301

Owner

218 Willmont St is owned and occupied by an individual who acquired it in September 2010.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	218 WILLMONT ST, ROCHESTER, NY 14609-3622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit FAMILY FIRST/NY FEDERAL CREDIT UNION
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST OF NY FCU
Sep 26, 2018	Deed of Trust, Mortgage FAMILY FIRST OF NY FCU
Dec 10, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAMILY FIRST OF NY FCU
May 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 29, 2010
Transfer Doc	0000000444
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Jul 15, 2026
Property Address	218 WILLMONT ST, ROCHESTER, NY 14609-3622
Document Number	0003442988
Book / Page	31376 / 885
Instrument Date	Jun 29, 2026
Instrument	20263442988
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 WILLMONT ST, ROCHESTER, NY 14609-3622

Mortgage

Document Number	0003442988,
Date	Jul 15, 2026
Book Page	31376/885
Instrument	20263442988

Lender

Name	FAMILY FIRST/NY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	218 WILLMONT ST, ROCHESTER, NY 14609-3622
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000611
Date	Nov 6, 2019
Book Page	28267/047
Instrument	201911060611

Lender

Name	FAMILY FIRST OF NY FCU
Type	Credit Union
Address	ROCHESTER, NY 14625

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	218 WILLMONT ST, ROCHESTER, NY 14609-3622
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000852
Date	Sep 26, 2018
Book Page	27776/563
Instrument	201809260852

Lender

Name	FAMILY FIRST OF NY FCU
Type	Credit Union
Address	ROCHESTER, NY 14625

Agreement

Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	218 WILLMONT ST, ROCHESTER, NY 14609-3622
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001270
Date	Dec 10, 2019
Book Page	28316/321
Instrument	201912101270

Lender

Name	FAMILY FIRST OF NY FCU
Type	Credit Union
Address	ROCHESTER, NY 14625

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	109 Months
Due	Jan 1, 2029

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 23, 2018
Property Address	218 WILLMONT ST, ROCHESTER, NY 14609-3622
Document Number	0000000552
Book / Page	012028 / 000390
Instrument Date	May 18, 2018
Instrument	552
Transaction Type	Transfer
Record Updated	Jun 8, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 WILLMONT ST ROCHESTER NY 146093622, ROCHESTER, NY 14609-3622

Tax Assessment & Valuation

The 2026 property tax bill for 218 Willmont St was $972, down 5.7% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$972.00 (-5.72%)
2025	$1,031.00	$111,300 Land $14,400 Building $96,900	$111,300 Land $14,400 Building $96,900
2023		$59,500 Land $6,400 Building $53,100	$71,687 Land $7,711 Building $63,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Willmont St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 218 Willmont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Greenlight Networks, T-Mobile.

Nearby Properties on Willmont St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures