231 Summerside Ave, Lockhart, TX 78644 Property Records

Caldwell County property record for 231 Summerside Ave, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 983 sqft · built 2001
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Tax Bill	$3,882 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0300612-010-019-04`

Property Details

APN / Parcel Number

Primary APN	`0300612-010-019-04`
Alternative APNs	`R41564` `41564`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	983 sqft Living Area
1st Floor Area	983 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	370 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	15 sqft
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41564
Street Address	231 SUMMERSIDE AVE
City	LOCKHART
State	TX
Zip	78644-4548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERSIDE, BLOCK 19, LOT 4, SEC 1A SEC 1A
Legal Subdivision	SUMMERSIDE
Legal Block	19
Legal Lot Number	4
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	2
Census Block	2014
Census Tract	960200

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 SUMMERSIDE AVE, LOCKHART, TX 78644-4548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Apr 11, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Recording Date	May 21, 2026
Property Address	231 SUMMERSIDE AVE, LOCKHART, TX 78644-4548
Document Number	0000004069
Instrument Date	May 8, 2026
Instrument	20264069
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SUMMERSIDE AVE, LOCKHART, TX 78644-4548

Mortgage

Document Number	0000004069,
Date	May 21, 2026
Instrument	20264069

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.74%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	231 SUMMERSIDE AVE, LOCKHART, TX 78644-4548
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001688
Date	Apr 11, 2019
Instrument	2019-001688

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	231 SUMMERSIDE AVE, LOCKHART, TX 78644-4548
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007681
Date	Oct 20, 2021
Instrument	2021-007681

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,882.00 (+28.59%)	$188,140 (-6.55%) Land $50,200 Building $137,940	$188,140 (-6.55%) Land $50,200 Building $137,940
2025		$201,320 (+13.27%) Land $50,200 Building $151,120	$201,320 (-13.58%) Land $50,200 Building $151,120
2024	$3,019.00 (+17.02%)
2023	$2,580.00 (-21.34%) Homeowner's exemption	$177,728 Land $50,200 Building $182,750	$232,950 Land $50,200 Building $182,750
2022	$3,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spry Air Fiber.

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