233 Summerside Ave, Lockhart, TX 78644 Property Records

Caldwell County property record for 233 Summerside Ave, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,219 sqft · built 2000
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Dec 2006)
Tax Bill	$4,365 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0300612-010-019-03`

Property Details

APN / Parcel Number

Primary APN	`0300612-010-019-03`
Alternative APNs	`R41563` `41563`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,219 sqft Living Area
1st Floor Area	1,219 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Patio Area	32 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41563
Street Address	233 SUMMERSIDE AVE
City	LOCKHART
State	TX
Zip	78644-4548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERSIDE, BLOCK 19, LOT 3, SEC 1A SEC 1A
Legal Subdivision	SUMMERSIDE
Legal Block	19
Legal Lot Number	3
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	2
Census Block	2014
Census Tract	960200

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 SUMMERSIDE AVE, LOCKHART, TX 78644-4548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 15, 2024	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2006 · Amount on Record
Deed Sale	Dec 18, 2006 · Amount on Record
Deed Document Number	20066429
Deed Book / Page	480 / 24
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	233 SUMMERSIDE AVE, LOCKHART, TX 78644-4548
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 SUMMERSIDE AVE, LOCKHART, TX 78644-4548

Mortgage

Document Number	2022001827
Date	Mar 10, 2022
Instrument	2022-001827

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2051

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	233 SUMMERSIDE AVE, LOCKHART, TX 78644-4548
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024005640
Date	Jul 15, 2024
Instrument	2024-005640

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,365.00 (+24.25%)	$211,510 (-6.8%) Land $50,200 Building $161,310	$211,510 (-6.8%) Land $50,200 Building $161,310
2025		$226,930 (+13.56%) Land $50,200 Building $176,730	$226,930 (-13.99%) Land $50,200 Building $176,730
2024	$3,513.00 (+16.32%)
2023	$3,020.00 (-19.34%) Homeowner's exemption	$199,836 Land $50,200 Building $213,650	$263,850 Land $50,200 Building $213,650
2022	$3,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spry Air Fiber.

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