223 Summerside Ave, Lockhart, TX 78644 Property Records

Caldwell County property record for 223 Summerside Ave, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 2000
Lot Size	0.18 acres (7,850 sqft)
Owner	Individual Name on Record
Tax Bill	$4,377 (2026)
Deeds & Mortgages	Jan 2018 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0300612-010-019-08`

Property Details

APN / Parcel Number

Primary APN	`0300612-010-019-08`
Alternative APNs	`R41568` `41568`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Utility Area	36 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Architectural Style	Georgian
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	7,850 sqft (0.18 acres)
Lot Dimensions	131 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	31 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41568
Street Address	223 SUMMERSIDE AVE
City	LOCKHART
State	TX
Zip	78644-4548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERSIDE, BLOCK 19, LOT 8, SEC 1A SEC 1A
Legal Subdivision	SUMMERSIDE
Legal Block	19
Legal Lot Number	8
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	2
Census Block	2014
Census Tract	960200

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	223 SUMMERSIDE AVE, LOCKHART, TX 78644-4548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	223 SUMMERSIDE AVE, LOCKHART, TX 78644-4548
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000123
Date	Jan 8, 2018
Instrument	2018-000123

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	223 SUMMERSIDE AVE, LOCKHART, TX 78644-4548
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021007495
Date	Oct 14, 2021
Instrument	2021-007495

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	223 SUMMERSIDE AVE, LOCKHART, TX 78644-4548
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 SUNRISE DR, KYLE, TX 78640-9729

Mortgage

Document Number	2025007446
Date	Oct 8, 2025
Instrument	2025-007446

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,377.00 (+22.74%)	$212,110 (-6.85%) Land $48,680 Building $163,430	$212,110 (-6.85%) Land $48,680 Building $163,430
2025		$227,700 (+12.62%) Land $48,680 Building $179,020	$227,700 (-14.13%) Land $48,680 Building $179,020
2024	$3,566.00 (+16.27%)
2023	$3,067.00 (-19.14%) Homeowner's exemption	$202,192 Land $48,680 Building $216,490	$265,170 Land $48,680 Building $216,490
2022	$3,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spry Air Fiber.

Nearby Properties on Summerside Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures