Caldwell County property record for 221 Summerside Ave, Lockhart, TX 78644
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,702 sqft · built 2000 |
| Lot Size | 0.212 acres (9,239 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,317 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300612-010-019-09 |
| Primary APN | 0300612-010-019-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| 1st Floor Area | 1,702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Roof Type | Reinforced Concrete |
| Lot Area | 9,239 sqft (0.212 acres) |
| Lot Dimensions | 147 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 148 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 41569 |
|---|---|
| Street Address | 221 SUMMERSIDE AVE |
| City | LOCKHART |
| State | TX |
| Zip | 78644-4548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERSIDE, BLOCK 19, LOT 9, SEC 1A SEC 1A |
| Legal Subdivision | SUMMERSIDE |
| Legal Block | 19 |
| Legal Lot Number | 9 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960200 |
Source: Caldwell County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 221 SUMMERSIDE AVE, LOCKHART, TX 78644-4548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 221 SUMMERSIDE AVE, LOCKHART, TX 78644-4548 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 2022008198 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 2022-008198 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,317.00 (+85.71%) | ||
| 2025 | $277,150 (+12.1%) Land $53,590 Building $223,560 | $277,150 (-14.39%) Land $53,590 Building $223,560 | |
| 2024 | $2,863.00 (+12.36%) | ||
| 2023 | $2,548.00 (-35.05%) Homeowner's exemption Senior Citizen's exemption | $247,234 Land $53,590 Building $270,140 | $323,730 Land $53,590 Building $270,140 |
| 2022 | $3,923.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fiber | 1,000 / 200 |
| Spectrum Cable | 1,000 / 35 |
| VTX Communications Fixed Wireless | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spry Air Fiber.
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