Allen County property record for 231 S Main St, Bluffton, OH 45817
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,865 sqft · built 1920 |
| Lot Size | 0.357 acres (15,551 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Jul 2013) |
| Tax Bill | $3,258 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1206-02-007.000 |
| Primary APN | 28-1206-02-007.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,865 sqft Living Area |
| Gross Area | 3,635 sqft |
| 1st Floor Area | 1,260 sqft |
| Attic | Attic |
| Attic Area | 605 sqft |
| Basement Area | 1,260 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 15,551 sqft (0.357 acres) |
| Lot Dimensions | 311 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 270 sqft |
| Carport | Carport |
| Carport Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 1,080 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 231 S MAIN ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES H EATONS 5TH ADDITION LOT 245 JOINT TEN FF 50.00 |
| Legal Subdivision | JAMES H EATONS 5TH ADDITION |
| Legal Lot Number | 245 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10100 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231 S MAIN ST, BLUFFTON, OH 45817-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NAT'L BK/BLUFFTON |
| Sep 23, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/BLUFFTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2013 · Amount on Record |
| Deed Sale | Jul 9, 2013 · Amount on Record |
| Prior Sale | May 1, 1982 · Amount on Record |
| Deed Document Number | 20138872 |
| Deed Book / Page | 2013 / 8872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 231 S MAIN ST, BLUFFTON, OH 45817-1039 |
| Document Number | 0000013163 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 231 S MAIN ST BLUFFTON OH 458171039, BLUFFTON, OH 45817-1039 |
| Document Number | 0000013163 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 13163 |
| Name | CITIZENS NAT'L BK/BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 231 S MAIN ST, BLUFFTON, OH 45817-1039 |
| Document Number | 0000010454 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 231 S MAIN ST BLUFFTON OH 458171039, BLUFFTON, OH 45817-1039 |
| Document Number | 0000010454 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 002019/010454 |
| Instrument | 10454 |
| Name | CITIZENS NAT'L BK/BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 2, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,258.00 (-0.09%) | $98,770 (-) Land $9,100 Building $89,670 | $282,200 (-) Land $26,000 Building $256,200 |
| 2024 | $3,261.00 (+11.26%) Homeowner's exemption | $98,770 (+19.97%) Land $9,100 Building $89,670 | $282,200 (+19.98%) Land $26,000 Building $256,200 |
| 2023 | $2,931.00 (-1.08%) Homeowner's exemption | $82,330 (-) Land $7,600 Building $74,730 | |
| 2022 | $2,963.00 Homeowner's exemption | $82,330 Land $7,600 Building $74,730 | |
| 2021 | $235,200 Land $21,700 Building $213,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2007–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112 |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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