218 S Main St, Bluffton, OH 45817 Property Records

Allen County property record for 218 S Main St, Bluffton, OH 45817

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,364 sqft · built 1920
Lot Size0.189 acres (8,233 sqft)
OwnerIndividual Name on Record
Last Sale$173,000 (Dec 2016)
Tax Bill$2,059 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jun 2022 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-0111-14-006.000

Property Details

APN / Parcel Number

Primary APN28-0111-14-006.000
Alternative APN
  • A0228011114006000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,364 sqft Living Area
Gross Area3,788 sqft
1st Floor Area1,392 sqft
Upper Floors Area972 sqft
Basement Area480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialFrame Siding
Construction TypeFrame
Lot Area8,233 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeAttached
Garage Area944 sqft
Parking Spaces4 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address218 S MAIN ST
CityBLUFFTON
StateOH
Zip45817-1040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJAMES H EATONS FOURTH ADDITION LOT 230 FF 50.00
Legal SubdivisionJAMES H EATONS FOURTH ADDITION
Legal Lot Number230
JurisdictionALLEN OH
Township / Civil DivisionRICHLAND
Census Block Group1
Census Block1029
Census Tract10100

Owner

Source: Allen County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address218 S MAIN ST, BLUFFTON, OH 45817-1040
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed of Trust, Mortgage · Line of Credit
SUPERIOR CREDIT UNION
Jun 9, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE FIRST NATIONAL BANK OF PANDORA
Jul 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 25, 2025Transfer on Death Deed, Transfer
Oct 31, 2019Deed of Trust, Mortgage · Line of Credit
FIRST NAT'L BK/PANDORA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2016 · Amount on Record
Deed SaleDec 27, 2016 · Amount on Record
Prior SaleJun 1, 2011 · Amount on Record
Deed Document Number201613984
Deed Book / Page2016 / 13984
Prior Transfer DateApr 16, 2008
Prior Transfer Doc4280006030
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Recording DateSep 30, 2026
Property Address218 S MAIN ST, BLUFFTON, OH 45817-1040
Document Number0000010304
Instrument DateSep 18, 2026
Instrument202610304
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 S MAIN ST, BLUFFTON, OH 45817-1040

Mortgage

Document Number0000010304,
DateSep 30, 2026
Instrument202610304
Lender
NameSUPERIOR CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueSep 18, 2038
Interest
Max Rate-1%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address218 S MAIN ST, BLUFFTON, OH 45817-1040
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6090006918
DateJun 9, 2022
Book Page2022/6918
Instrument202206090006918
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address218 S MAIN ST, BLUFFTON, OH 45817-1040
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number7160009607
DateJul 16, 2021
Book Page2021/9607
Instrument202107160009607
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

July 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionALLEN OH
Recording DateJul 25, 2025
Property Address218 S MAIN ST, BLUFFTON, OH 45817-1040
Document Number7250007189
Book / Page2025 / 7189
Map ReferenceMB 2 PGS 82 & 83
Instrument DateJul 22, 2025
Instrument202507250007189
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address218 S MAIN ST, BLUFFTON, OH 45817-1040

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address218 S MAIN ST, BLUFFTON, OH 45817-1040
Document Number0000012035
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 S MAIN ST BLUFFTON OH 458171040, BLUFFTON, OH 45817-1040

Mortgage

Document Number0000012035
DateNov 13, 2019
Instrument12035
Lender
NameFIRST NAT'L BK/PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 12, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionRichland Township
MunicipalityBluffton Village
Unified School DistrictBluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,059.00 (-0.63%) Homeowner's exemption$72,560 (-) Land $8,330 Building $64,230$207,300 (-) Land $23,800 Building $183,500
2024$2,072.00 (+13.41%) Homeowner's exemption$72,560 (+20.03%) Land $8,330 Building $64,230$207,300 (+20.03%) Land $23,800 Building $183,500
2023$1,827.00 (-1.77%) Homeowner's exemption$60,450 (-) Land $6,930 Building $53,520
2022$1,860.00 Homeowner's exemption$60,450 Land $6,930 Building $53,520
2021$172,700 Land $19,800 Building $152,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2007–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2011 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUFFTON VILLAGE
serves 4,082 people · EPA ID OH0200112
Water SourcePurchased surface water from OTTAWA VILLAGE
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless · Fiber in parts of the area
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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