Allen County property record for 301 S Main St, Bluffton, OH 45817
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,980 sqft · built 1920 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Aug 2018) |
| Tax Bill | $3,816 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1206-02-009.000 |
| Primary APN | 28-1206-02-009.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,980 sqft Living Area |
| Gross Area | 4,438 sqft |
| 1st Floor Area | 1,766 sqft |
| Upper Floors Area | 1,214 sqft |
| Basement Area | 1,358 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 250 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 100 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 301 S MAIN ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EATONS ETAL 11TH ADD LOT 366 JOINT TEN FF 050.000 |
| Legal Subdivision | EATONS ETAL 11TH ADD |
| Legal Lot Number | 366 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10100 |
301 S Main St is owned and occupied by two individuals who bought it in August 2018.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 301 S MAIN ST, BLUFFTON, OH 45817-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON A |
| Sep 13, 2019 | Deed of Trust, Mortgage · Conventional with PMI CITIZENS NAT'L BK/BLUFFTON |
| Aug 17, 2018 | Warranty Deed, Transfer · Conventional with PMI CITIZENS NAT'L BK/BLUFFTON |
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PANDORA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on File |
| Deed Sale | Aug 17, 2018 · Amount on File |
| Prior Sale | Sep 21, 2000 · Amount on File |
| Deed Document Number | 20189403 |
| Deed Book / Page | 2018 / 9403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 301 S MAIN ST, BLUFFTON, OH 45817-1041 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 301 N MAIN ST, BLUFFTON, OH 45817 |
| Document Number | 12090012490 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 2025/12490 |
| Instrument | 202512090012490 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFFTON A |
|---|---|
| Address | 102 S MAIN ST, BLUFFTON, OH 45817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 30, 2035 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 301 S MAIN ST, BLUFFTON, OH 45817-1041 |
| Document Number | 0000009815 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 301 S MAIN ST BLUFFTON OH BLUFFTON OH 45817, BLUFFTON, OH 45817 |
| Document Number | 0000009815 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 9815 |
| Name | CITIZENS NAT'L BK/BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 17, 2018 |
| Property Address | 301 S MAIN ST, BLUFFTON, OH 45817-1041 |
| Document Number | 0000009403 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 9403 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 301 S MAIN ST BLUFFTON OH 458171041, BLUFFTON, OH 45817-1041 |
| Document Number | 9404 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 9404 |
| Name | CITIZENS NAT'L BK/BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 301 S MAIN ST, BLUFFTON, OH 45817-1041 |
| Document Number | 0000006994 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 301 S MAIN ST BLUFFTON OH 458171041, BLUFFTON, OH 45817-1041 |
| Document Number | 0000006994 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 6994 |
| Name | FIRST NAT'L BK/PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 25, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 301 S Main St was $3,816, down 0.1% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,816.00 (-0.08%) | $115,680 (-) Land $9,070 Building $106,610 | $330,500 (-) Land $25,900 Building $304,600 |
| 2024 | $3,819.00 (+11.31%) Homeowner's exemption | $115,680 (+20.01%) Land $9,070 Building $106,610 | $330,500 Land $25,900 Building $304,600 |
| 2023 | $3,431.00 (-1.1%) Homeowner's exemption | $96,390 (-) Land $7,560 Building $88,830 | |
| 2022 | $3,469.00 Homeowner's exemption | $96,390 Land $7,560 Building $88,830 | |
| 2021 | $275,400 Land $21,600 Building $253,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 301 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2007–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 301 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112 |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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