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223 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 223 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,306 sqft · built 2015
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Dec 2018)
Tax Bill$4,165 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28910-05-26

Property Details

APN / Parcel Number

Primary APN28910-05-26
Alternative APNs
  • R28910-05-26
  • 02093086

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,306 sqft Heated Area
Gross Area5,284 sqft
1st Floor Area1,961 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)
Garage Area778 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area40 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02093086
Street Address223 PALM SEDGE LOOP
CityELGIN
StateSC
Zip29045-8000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 59 105X150.3X105.1X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number59,105
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2075
Census Tract11407

Owner

Source: Richland County records · APN 28910-05-26

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address223 PALM SEDGE LOOP, ELGIN, SC 29045-8000
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST PALMETTO BK
Dec 21, 2018Grant Deed, Transfer · Conventional Mortgage
FIRST PALMETTO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2018 · Amount on Record
Deed SaleDec 21, 2018 · Amount on Record
Prior SaleJun 03, 2016 · Amount on Record
Deed Document Number201893797
Deed Book / Page2360 / 70
Last Transfer DateMar 06, 2025
Transfer Doc0029993943
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address223 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Document Number2556/3524
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address223 PALM SEDGE LOOP ELGIN SC 290458000, ELGIN, SC 29045-8000

Mortgage

Document Number2556/3524
DateDec 02, 2020
Book Page002556/003524
Instrument66006
Lender
NameFIRST PALMETTO BK
TypeBank
AddressCAMDEN, SC 29020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateDec 21, 2018
Property Address223 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Document Number2360/0070
Book / Page002360 / 000070
Instrument DateDec 21, 2018
Instrument93797
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,480.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address223 PALM SEDGE LOOP ELGIN SC 290458000, ELGIN, SC 29045-8000

Mortgage

Document Number2360/0074
DateDec 21, 2018
Book Page002360/000074
Instrument93798
Lender
NameFIRST PALMETTO BK
TypeBank
AddressCAMDEN, SC 29020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2048

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,165.00 (+20.97%)$16,000 (-96.52%)$578,100 (+2.43%) Land $81,000 Building $497,100
2024$460,000 (+2,775%)$564,400 (+41.1%) Land $81,000 Building $483,400
2023$3,443.00 (-5.31%)$16,000 (-)$400,000 (-)
2021$3,636.00$16,000$400,000 Land $60,000 Building $340,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
30 of 31 on primary residences
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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