Lorain County property record for 231 Howe St, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,582 sqft Living Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Garage | Detached, 360 sqft |
| Last Sale | $1,050,000 (2023) |
| Tax Bill | $1,500.00 (2025) |
Source: Lorain County records · APN 06-26-014-101-008
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 38 KNOLLWOOD RD, UPPER SADDLE RIVER, NJ 07458-2411 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC |
| Aug 11, 2023 | Warranty Deed, Transfer · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC |
| Jan 04, 2022 | Warranty Deed, Transfer AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| May 02, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Jul 27, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on Record |
| Deed Sale | Aug 11, 2023 · Amount on Record |
| Prior Sale | Jan 04, 2022 · Amount on Record |
| Deed Doc Number | 2023925349 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 231 HOWE ST, ELYRIA, OH 44035-7026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000866793 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022-0866793 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 11, 2023 |
| Property Address | 231 HOWE ST, ELYRIA, OH 44035-7026 |
| Document Number | 0000925349 |
| Map Reference | VOL 309 PG 361 |
| Instrument Date | Aug 04, 2023 |
| Instrument | 2023-0925349 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 KNOLLWOOD RD, UPPER SADDLE RIVER, NJ 07458-2411 |
| Investor | Possibly a Property Investor |
| Document Number | 0000925350 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023-0925350 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 04, 2022 |
| Property Address | 231 HOWE ST, ELYRIA, OH 44035-7026 |
| Document Number | 0000857170 |
| Map Reference | VOL 2 PG 8 |
| Instrument Date | Jan 03, 2021 |
| Instrument | 2022-0857170 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 HOWE ST, ELYRIA, OH 44035-7026 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 231 HOWE ST, ELYRIA, OH 44035-7026 |
| Document Number | 0000760571 |
| Instrument Date | May 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 231 HOWE ST ELYRIA OH 440357026, ELYRIA, OH 44035-7026 |
| Document Number | 0000760571 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 760571 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 231 HOWE ST, ELYRIA, OH 44035-7026 |
| Document Number | 0000683398 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2018 |
| Title Company | ATI TITLE COMPANY (ATI) |
| Name | Verified Name |
|---|---|
| Address | 231 HOWE ST ELYRIA OH 440357026, ELYRIA, OH 44035-7026 |
| Document Number | 0000683398 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 683398 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,500.00 (+2.04%) | $30,340 (+0.01%) Land $6,370 Building $23,970 | $86,680 (-) Land $18,200 Building $68,480 |
| 2024 | $1,470.00 (+25%) | $30,338 (+43.93%) Land $6,370 Building $23,968 | $86,680 (+43.94%) Land $18,200 Building $68,480 |
| 2023 | $1,176.00 (+2.89%) | $21,078 (-0.01%) Land $3,693 Building $17,385 | $60,220 (-) Land $10,550 Building $49,670 |
| 2022 | $1,143.00 | $21,080 Land $3,690 Building $17,390 | |
| 2021 | $60,220 Land $10,550 Building $49,670 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-26-014-101-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,582 sqft Living Area |
| 1st Floor | 1,044 sqft 1st Floor |
| Upper Floors | 538 sqft Upper Floors |
| Basement Area | 864 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,663 sqft (0.13 acres) |
| Depth X Width | 148 ft x 41 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Porch Area | 249 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 231 HOWE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7026 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOWE 41 X 148 |
| Legal Subdivision | D HOWE ADDITION |
| Legal Tract | 26 |
| Legal Block | 101 |
| Legal Lot Number | 16 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 97600 |
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