Lorain County property record for 238 Howe St, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1935 |
| Square Footage | 2,338 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Garage | Detached, 400 sqft |
| Tax Bill | $966.00 (2025) |
Source: Lorain County records · APN 06-26-014-102-011
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 20, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIFTH THIRD BANK NA |
| Dec 30, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 21, 2024 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 238 HOWE ST, ELYRIA, OH 44035-7027 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 238 HOWE ST, ELYRIA, OH 44035-7027 |
| Document Number | 0000913232 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 2023-0913232 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 238 HOWE ST, ELYRIA, OH 44035-7027 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 238 HOWE ST, ELYRIA, OH 44035-7027 |
| Document Number | 0000006509 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024-0006509 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 05, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 238 HOWE ST, ELYRIA, OH 44035-7027 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 238 HOWE ST, ELYRIA, OH 44035-7027 |
| Document Number | 0000082357 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026-0082357 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 238 HOWE ST, ELYRIA, OH 44035-7027 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 238 HOWE ST, ELYRIA, OH 44035-7027 |
| Document Number | 0000037979 |
|---|---|
| Date | Dec 30, 2024 |
| Instrument | 2024-0037979 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 04, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 21, 2024 |
| Property Address | 238 HOWE ST, ELYRIA, OH 44035-7027 |
| Document Number | 0000030446 |
| Map Reference | VOL 2 PG 8 |
| Instrument Date | Oct 09, 2024 |
| Instrument | 2024-0030446 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 238 HOWE ST, ELYRIA, OH 44035-7027 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $966.00 | $41,330 (+0.01%) Land $10,570 Building $30,760 | $118,070 (-) Land $30,190 Building $87,880 |
| 2024 | $966.00 (+9.52%) | $41,325 (+62.97%) Land $10,567 Building $30,758 | $118,070 (+62.97%) Land $30,190 Building $87,880 |
| 2023 | $882.00 (-2.11%) | $25,358 (-0.01%) Land $6,125 Building $19,233 | $72,450 (-) Land $17,500 Building $54,950 |
| 2022 | $901.00 | $25,360 Land $6,130 Building $19,230 | |
| 2021 | $72,450 Land $17,500 Building $54,950 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-26-014-102-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,338 sqft Living Area |
| 1st Floor | 1,206 sqft 1st Floor |
| Basement Area | 70 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 149 ft x 68 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Balcony Area | 72 sqft Balcony |
| Patio Area | 72 sqft Patio |
| Porch | Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 238 HOWE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7027 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOWE FRNT 0067.55 DPTH 0148.00 |
| Legal Subdivision | HOWE |
| Legal Tract | 26 |
| Legal Block | 102 |
| Legal Lot Number | 2 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 71400 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures