222 Howe St, Elyria, OH 44035 Property Records

Lorain County property record for 222 Howe St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,896 sqft Living Area
Lot Size5,227 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$75,000 (2021)
Tax Bill$1,377.00 (2025)

Owner

Source: Lorain County records · APN 06-26-014-102-014

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address222 HOWE ST, ELYRIA, OH 44035-7027
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK FULFILLMENT SERVICES
Jun 02, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Jun 12, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Jan 28, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2021 · Amount on Record
Deed SaleJan 28, 2021 · Amount on Record
Prior SaleSep 15, 2017
Deed Doc Number2021000505
Record RefreshedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address222 HOWE ST, ELYRIA, OH 44035-7027
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 HOWE ST, ELYRIA, OH 44035-7027

Mortgage

Document Number0000929207
DateSep 14, 2023
Instrument2023-0929207
Lender
NameUS BANK FULFILLMENT SERVICES
TypeNon-Lending Institution
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term329 Months
DueFeb 01, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address222 HOWE ST, ELYRIA, OH 44035-7027
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 HOWE ST, ELYRIA, OH 44035-7027

Mortgage

Document Number0000877750
DateJun 02, 2022
Instrument2022-0877750
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term344 Months
DueFeb 01, 2051

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address222 HOWE ST, ELYRIA, OH 44035-7027
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 HOWE ST, ELYRIA, OH 44035-7027

Mortgage

Document Number0000056054
DateJun 12, 2025
Instrument2025-0056054
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term480 Months
DueJun 01, 2065

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 28, 2021
Property Address222 HOWE ST, ELYRIA, OH 44035-7027
Document Number0000800380
Map ReferenceVOL 2 PG 8
Instrument DateJan 26, 2021
Instrument2021-0800380
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 HOWE ST, ELYRIA, OH 44035-7027

Mortgage

Document Number0000800381
DateJan 28, 2021
Instrument2021-0800381
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,377.00$28,560 (-0.01%) Land $5,750 Building $22,810$81,610 (-) Land $16,430 Building $65,180
2024$1,377.00 (+13.61%)$28,564 (+32.76%) Land $5,751 Building $22,813$81,610 (+32.76%) Land $16,430 Building $65,180
2023$1,212.00 (+1.68%)$21,515 (+0.02%) Land $3,332 Building $18,183$61,470 (-) Land $9,520 Building $51,950
2022$1,192.00$21,510 Land $3,330 Building $18,180
2021$61,470 Land $9,520 Building $51,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-26-014-102-014

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms9 Rooms
Building Area1,896 sqft Living Area
1st Floor808 sqft 1st Floor
2nd Floor992 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Lot Area5,227 sqft (0.119 acres)
Depth X Width149 ft x 37 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area432 sqft Garage

Exterior Amenities

Deck Area160 sqft Deck
Patio Area160 sqft Patio
PorchOpen Porch
Porch Area136 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address222 HOWE ST
CityELYRIA
StateOH
Zip44035-7027
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOWE ADD 36.33 X 148
Legal SubdivisionA D HOWES ADDITION
Legal Tract26
Legal Block102
Legal Lot Number5
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1010
Census Tract71400

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