Lorain County property record for 228 Howe St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,000 (2019) |
| Tax Bill | $1,953.00 (2025) |
Source: Lorain County records · APN 06-26-014-102-013
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 228 HOWE ST, ELYRIA, OH 44035-7027 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 07, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage NEW AMERICAN FNDG |
| Nov 09, 2018 | Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2019 · Amount on Record |
| Deed Sale | Nov 07, 2019 · Amount on Record |
| Prior Sale | Nov 09, 2018 · Amount on Record |
| Deed Doc Number | 2019006908 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 07, 2019 |
| Property Address | 228 HOWE ST, ELYRIA, OH 44035-7027 |
| Document Number | 0000737507 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 737507 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | CLE TITLE AGENCY LLC, CLE TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 HOWE ST ELYRIA OH 440357027, ELYRIA, OH 44035-7027 |
| Document Number | 737508 |
|---|---|
| Date | Nov 07, 2019 |
| Instrument | 737508 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 09, 2018 |
| Property Address | 228 HOWE ST, ELYRIA, OH 44035-7027 |
| Document Number | 0000694501 |
| Instrument Date | Nov 06, 2018 |
| Instrument | 694501 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30380 CENTER RIDGE RD WESTLAKE OH 441455131, WESTLAKE, OH 44145-5131 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,953.00 | $41,440 (-0.01%) Land $11,110 Building $30,330 | $118,410 (-) Land $31,750 Building $86,660 |
| 2024 | $1,953.00 (+42.04%) | $41,444 (+64.18%) Land $11,113 Building $30,331 | $118,410 (+64.18%) Land $31,750 Building $86,660 |
| 2023 | $1,375.00 (+0.36%) | $25,243 (-0.03%) Land $6,437 Building $18,806 | $72,120 (-) Land $18,390 Building $53,730 |
| 2022 | $1,370.00 | $25,250 Land $6,440 Building $18,810 | |
| 2021 | $72,120 Land $18,390 Building $53,730 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-26-014-102-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,680 sqft Living Area |
| 1st Floor | 886 sqft 1st Floor |
| 2nd Floor | 570 sqft 2nd Floor |
| Upper Floors | 224 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 149 ft x 73 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 456 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 456 sqft Shed |
| Porch | Open Porch |
| Porch Area | 258 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 228 HOWE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7027 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOWE 73 X 148 |
| Legal Subdivision | A D HOWES ADDITION |
| Legal Tract | 26 |
| Legal Block | 102 |
| Legal Lot Number | 4 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 71400 |
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