231 Gardner St, Reno, NV 89503 Property Records

Washoe County property record for 231 Gardner St, Reno, NV 89503

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,049 sqft · built 1932
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Jul 2020)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`010-043-14`

Property Details

APN / Parcel Number

Primary APN	`010-043-14`
Alternative APN	`17275`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,049 sqft Living Area
Gross Area	2,571 sqft
1st Floor Area	1,446 sqft
2nd Floor Area	493 sqft
Attic	Attic
Attic Area	144 sqft
Basement Area	306 sqft
Finished Basement	110 sqft
Unfinished Basement	196 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 2002
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	248 sqft
Deck Area	120 sqft
Patio Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 GARDNER ST
City	RENO
State	NV
Zip	89503-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I
Legal Description	CHISM ADD FR LT 12 BLK 2
Legal Range	19E
Legal Township	19N
Legal Section	10
Legal Subdivision	CHISM ADDITION
Legal Block	2
Legal Lot Number	12
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	1
Census Block	1000
Census Tract	1204

Owner

Source: Washoe County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 5873, RENO, NV 89513-5873
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 14, 2020	Grant Deed, Transfer · Conventional Mortgage VALLIERE FAMILY TRUST
Jan 6, 2017	Grant Deed, Transfer WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Jan 6, 2017 · Amount on Record
Deed Document Number	20205052937
Prior Transfer Date	Mar 14, 2008
Prior Transfer Doc	0003632558
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	231 GARDNER ST, RENO, NV 89503-5111
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005231945
Date	Sep 29, 2021
Instrument	5231945

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Jul 14, 2020
Property Address	231 GARDNER ST, RENO, NV 89503-5111
Document Number	0005052937
Instrument Date	Jul 14, 2020
Instrument	5052937
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,845.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12401 GREEN PASTURE DR TRUCKEE CA 961612916, TRUCKEE, CA 96161-2916

Mortgage

Document Number	5052938
Date	Jul 14, 2020
Instrument	5052938

Lender

Name	VALLIERE FAMILY TRUST
Address	PO BOX 12459, ZEPHYR COVE, NV 89448-4459

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Jan 6, 2017
Property Address	231 GARDNER ST, RENO, NV 89503-5111
Document Number	0004668901
Instrument Date	Dec 17, 2016
Instrument	4668901
Transaction Type	Transfer
Record Updated	Feb 24, 2017
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Tax	$485.85
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1562 GREENBRAE DR SPARKS NV 894312917, SPARKS, NV 89431-2917

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,503 (-0.4%) Land $39,690 Building $86,813
2025	$2,620.00 (-16.69%)	$127,009 (+5.46%) Land $39,690 Building $87,319	$362,883 (+5.46%) Land $113,400 Building $249,483
2023	$3,145.00	$120,432 Land $36,750 Building $83,682	$344,092 (+39.59%) Land $105,000 Building $239,092
2021			$246,499 Land $50,000 Building $196,499

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	35 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	500 / 500
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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