Bay County property record for 231 E 4th St, Panama City, FL 32401
| Property Type | Commercial Office |
|---|---|
| Details | 1,636 sqft · built 1955 |
| Lot Size | 0.096 acres (4,181 sqft) |
| Owner | Company Name on Record |
| Last Sale | $37,000 (Feb 2016) |
| Tax Bill | $1,883 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19867-000-000 |
| Primary APN | 19867-000-000 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,636 sqft Gross Area |
| 1st Floor Area | 1,636 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 4,181 sqft (0.096 acres) |
| Lot Dimensions | 120 ft deep x 35 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 231 E 4TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3110 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | PC10 |
| Legal Description | GCD PLAT W1/2 OF W1/2 OF LOTS 1, 2 & 3 BLK 32 ORB 3769 P 608 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | GCD PLAT |
| Legal Block | 32 |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 2000 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 314 MAGNOLIA AVE, PANAMA CITY, FL 32401-3125 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2016 · Amount on Record |
| Deed Sale | Feb 5, 2016 · Amount on Record |
| Prior Sale | Dec 11, 2002 · Amount on Record |
| Deed Document Number | 20165987 |
| Deed Book / Page | 3769 / 608 |
| Prior Transfer Date | Oct 30, 2006 |
| Prior Transfer Doc | 0028491410 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,883.00 (-8.01%) | $100,201 (-5.14%) Land $48,720 Building $51,481 | $100,201 (-5.14%) Land $48,720 Building $51,481 |
| 2024 | $2,047.00 (-10.65%) | ||
| 2023 | $2,291.00 (+9.67%) | $105,628 (+6.79%) Land $48,720 Building $56,908 | $105,628 (+6.79%) Land $48,720 Building $56,908 |
| 2022 | $2,089.00 | $98,908 Land $42,000 Building $56,908 | $98,908 Land $42,000 Building $56,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 93 (1984–2020) |
| Claims Outside the SFHA | 64 of 93 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures