Bay County property record for 228 E 4th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 1,550 sqft · built 1952 |
| Lot Size | 0.071 acres (3,093 sqft) |
| Owner | Company Name on Record |
| Last Sale | $369,000 (Apr 2019) |
| Deeds & Mortgages | Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19895-000-000 |
| Primary APN | 19895-000-000 |
|---|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,550 sqft |
| 1st Floor Area | 1,550 sqft |
| Year Built | Built 1952 |
|---|---|
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,093 sqft (0.071 acres) |
| Lot Dimensions | 80 ft deep x 39 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 228 E 4TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3111 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC14 |
| Legal Description | GCD PLAT E 39.60' OF W 70' OF LOTS 10 & 11 BLK 35 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | GCD PLAT |
| Legal Block | 35 |
| Legal Lot Number | 10,11 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 2000 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 840 W 11TH ST, PANAMA CITY, FL 32401-2336 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2019 · Amount on Record |
| Deed Sale | Apr 4, 2019 · Amount on Record |
| Prior Sale | Jun 19, 2009 · Amount on Record |
| Deed Document Number | 2019034632 |
| Deed Book / Page | 4108 / 1770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 4, 2019 |
| Property Address | 228 E 4TH ST, PANAMA CITY, FL 32401-3111 |
| Document Number | 0041081770 |
| Book / Page | 004108 / 001770 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 34632 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,583.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 840 W 11TH ST PANAMA CITY BEACH FL 324012336, PANAMA CITY BEACH, FL 32401-2336 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $36,792 (-) Land $36,192 Building $600 | $36,792 (-) Land $36,192 Building $600 |
| 2023 | Additional exemption filed | $36,792 Land $36,192 Building $600 | $36,792 Land $36,192 Building $600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 93 (1984–2020) |
| Claims Outside the SFHA | 64 of 93 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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