301 E 4th St, Panama City, FL 32401 Property Records

Bay County property record for 301 E 4th St, Panama City, FL 32401

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.191 acres (8,320 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Dec 2021)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Dec 2021 Sale Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`19860-000-000`

Property Details

APN / Parcel Number

Primary APN	`19860-000-000`

Interior

Total Rooms	5 Rooms
Stories	1 Story

Exterior

Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Location & Zoning

Street Address	301 E 4TH ST
City	PANAMA CITY
State	FL
Zip	32401-3003
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	PC10
Legal Description	GCD PLAT W 100' OF LOT 1 ALSO LOT 2 LESS THE W 80'& LESS BEG AT A
Legal Range	14W
Legal Township	04S
Legal Section	08
Legal Subdivision	GCD PLAT
Legal Block	31
Legal Lot Number	1,2
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1050
Census Tract	2000

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2800 DAVIS BLVD STE 101, 101, NAPLES, FL 34104-4369
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Warranty Deed, Transfer REALTY TITLE SERVICES NE FL, REALTY TITLE SVCS USA LLC
Feb 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Feb 4, 2020 · Amount on Record
Deed Document Number	2021097847
Deed Book / Page	4504 / 334
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 28, 2021
Property Address	301 E 4TH ST, PANAMA CITY, FL 32401
Document Number	0045040334
Book / Page	4504 / 334
Map Reference	MB 4 PG 11
Instrument Date	Dec 23, 2021
Instrument	2021097847
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	REALTY TITLE SERVICES NE FL, REALTY TITLE SVCS USA LLC

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5629 NE 52ND PL, 5629, HIGH SPRINGS, FL 32643-6158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 DAVIS BLVD STE 101, 101, NAPLES, FL 34104-4369

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 4, 2020
Property Address	301 E 4TH ST, PANAMA CITY, FL 32401
Document Number	0042180440
Book / Page	004218 / 000440
Instrument Date	Jan 31, 2020
Instrument	8688
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5629 NE 52ND PL HIGH SPRINGS FL 326436158, HIGH SPRINGS, FL 32643-6158

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00 (-10.48%)	$99,600 (-) Land $96,600 Building $3,000	$99,600 (-) Land $96,600 Building $3,000
2023	$2,090.00 (+6.47%)	$99,600 (+2.15%) Land $96,600 Building $3,000	$99,600 (+2.15%) Land $96,600 Building $3,000
2022	$1,963.00	$97,500 Land $94,500 Building $3,000	$97,500 Land $94,500 Building $3,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	93 (1984–2020)
Claims Outside the SFHA	64 of 93
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 23 claims Hurricane Dennis, Jul 2005 · 6 claims Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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