211 E 4th St, Panama City, FL 32401 Property Records

Bay County property record for 211 E 4th St, Panama City, FL 32401

Property Summary

Property Type	Commercial Office
Details	779 sqft · built 1958
Lot Size	0.018 acres (784 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Apr 2023)
Tax Bill	$391 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`19886-000-000`

Property Details

APN / Parcel Number

Primary APN	`19886-000-000`

Interior

Total Rooms	3 Rooms
Stories	1 Story
Building Area	779 sqft Gross Area
1st Floor Area	779 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	784 sqft (0.018 acres)
Lot Dimensions	40 ft deep x 20 ft wide
Porch	Florida Room
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	211 E 4TH ST
City	PANAMA CITY
State	FL
Zip	32401-3110
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	PC10
Legal Description	GCD PLAT E 20 LOT 29 BLK 32 ORB 4681 P 1537
Legal Range	14W
Legal Township	04S
Legal Section	08
Legal Subdivision	GCD PLAT
Legal Block	32
Legal Lot Number	29
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1057
Census Tract	2000

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	211 E 4TH ST, PANAMA CITY, FL 32401-3110
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 20, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Jun 24, 2011 · Amount on Record
Deed Document Number	202324515
Deed Book / Page	4680 / 1840
Last Transfer Date	Apr 24, 2023
Transfer Doc	0046811537
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Apr 24, 2023
Property Address	211 E 4TH ST, PANAMA CITY, FL 32401-3110
Document Number	0046811537
Book / Page	4681 / 1537
Instrument Date	Apr 24, 2023
Instrument	2023025051
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 20, 2023
Property Address	211 E 4TH ST, PANAMA CITY, FL 32401-3110
Document Number	0046801840
Book / Page	4680 / 1840
Instrument Date	Apr 18, 2023
Instrument	2023024515
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$391.00 (-16.81%)	$20,813 (-) Land $9,280 Building $11,533	$20,813 (-) Land $9,280 Building $11,533
2024	$470.00 (-21.93%)
2023	$602.00 (+8.08%)	$20,813 (+6.55%) Land $9,280 Building $11,533	$20,813 (+6.55%) Land $9,280 Building $11,533
2022	$557.00	$19,533 Land $8,000 Building $11,533	$19,533 Land $8,000 Building $11,533

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	93 (1984–2020)
Claims Outside the SFHA	64 of 93
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 23 claims Hurricane Dennis, Jul 2005 · 6 claims Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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