2309 E Main St, Cottage Grove, OR 97424 Property Records

Lane County property record for 2309 E Main St, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1991
Lot Size	0.18 acres (7,858 sqft)
Owner	Individual Name on Record
Last Sale	$180,400 (Feb 2018)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-27-33-02521-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-27-33-02521-000`
Alternative APNs	`2003273302521` `1216108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	1,724 sqft
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,858 sqft (0.18 acres)
Lot Dimensions	131 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1216108
Street Address	2309 E MAIN ST
City	COTTAGE GROVE
State	OR
Zip	97424-1794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TL 02521
Legal Range	03
Legal Township	20
Legal Section	27
Legal Subdivision	KNOX HILL
Legal Block	2
Legal Lot Number	2521
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1001
Census Tract	1302

Owner

Source: Lane County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2309 E MAIN ST, COTTAGE GROVE, OR 97424-1794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage SELCO COMMUNITY CU
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage SELCO CU
Dec 11, 2018	Special Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jul 11, 2018	Warranty Deed, Foreclosure FIRST AMERICAN TITLE
Feb 27, 2018	Trustee's Deed, Foreclosure FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Prior Sale	Apr 30, 2012
Deed Document Number	20188978
Prior Transfer Date	Apr 24, 2012
Prior Transfer Doc	0000020743
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2309 E MAIN ST, COTTAGE GROVE, OR 97424-1794
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 E MAIN ST, COTTAGE GROVE, OR 97424-1794

Mortgage

Document Number	0000020813
Date	Jul 8, 2025
Instrument	2025-020813

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2309 E MAIN ST, COTTAGE GROVE, OR 97424-1794
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054428
Date	Nov 27, 2019
Instrument	2019-054428

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2309 E MAIN ST, COTTAGE GROVE, OR 97424-1794
Document Number	0000009869
Instrument Date	Feb 2, 2021
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 E MAIN ST COTTAGE GROVE OR 974241794, COTTAGE GROVE, OR 97424-1794

Mortgage

Document Number	0000009869
Date	Feb 12, 2021
Instrument	9869

Lender

Name	SELCO CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 11, 2041

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 11, 2018
Property Address	2309 E MAIN ST, COTTAGE GROVE, OR 97424-1794
Document Number	0000056890
Map Reference	FILE72 SL125&126
Instrument Date	Dec 4, 2018
Instrument	2018-056890
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	CASCADE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 E MAIN ST, COTTAGE GROVE, OR 97424-1794

Mortgage

Document Number	0000056891
Date	Dec 11, 2018
Instrument	2018-056891

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

July 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 11, 2018
Property Address	2309 E MAIN ST, COTTAGE GROVE, OR 97424-1794
Document Number	0000032178
Instrument Date	Mar 13, 2018
Instrument	32178
Transaction Type	Foreclosure
Record Updated	Jul 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANE OR
Recording Date	Feb 27, 2018
Property Address	2309 E MAIN ST, COTTAGE GROVE, OR 97424-1794
Document Number	0000008978
Instrument Date	Feb 12, 2018
Instrument	8978
Transaction Type	Foreclosure
Record Updated	Mar 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$180.40
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	907 PLEASANT VALLEY AVE MOUNT LAUREL NJ 080541210, MOUNT LAUREL, NJ 08054-1210

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,602.00 (+4.92%)	$197,157 (+6.09%)	$320,702 (+0.22%) Land $63,816 Building $256,886
2023	$3,433.00 (+4%)	$185,840 (+3%)	$320,002 (+11.19%) Land $66,524 Building $253,478
2022	$3,301.00	$180,428	$287,807 Land $52,549 Building $235,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 3 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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