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2280 E Main St, Cottage Grove, OR 97424 Property Records

Lane County property record for 2280 E Main St, Cottage Grove, OR 97424

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 3,568 sqft · built 1995
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$403,000 (Aug 2020)
Tax Bill$5,487 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-03-27-33-00900-000

Property Details

APN / Parcel Number

Primary APN20-03-27-33-00900-000
Alternative APN
  • 0888626

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,568 sqft Finished Area
1st Floor Area1,784 sqft
2nd Floor Area1,784 sqft

Exterior

Year BuiltBuilt 1995
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions125 ft deep x 75 ft wide
DrivewayDriveway
Driveway Area5,000 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number0888626
Street Address2280 E MAIN ST
CityCOTTAGE GROVE
StateOR
Zip97424-1705
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR2-MED DENSITY MULTI FAMI
Legal DescriptionSEC/TWN/RNG/MER:SEC 27 TWN 20 RNG 03
Legal Range03W
Legal Township20S
Legal Section27
Legal QuarterSW
Quarter-Quarter SectionSW
Legal Lot Number900
JurisdictionLANE OR
Township / Civil DivisionCOTTAGE GROVE
Census Block Group1
Census Block1001
Census Tract1302

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address33641 E RIVER DR, CRESWELL, OR 97426-9859
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2020 · Amount on Record
Deed SaleAug 4, 2020 · Amount on Record
Deed Document Number2020-042545
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateAug 4, 2020
Property Address2280 E MAIN ST, COTTAGE GROVE, OR 97424-1705
Document Number0000042545
Instrument DateJul 31, 2020
Instrument2020-042545
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyCASCADE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address33641 E RIVER DR, CRESWELL, OR 97426-9859

Mortgage

Document Number0000042546
DateAug 4, 2020
Instrument2020-042546
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityCottage Grove City
Unified School DistrictSouth Lane School District 45J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,487.00 (+4.89%)$300,354 (+6.09%)$538,625 (+7.35%) Land $40,700 Building $497,925
2023$5,231.00 (+4.02%)$283,113 (+3%)$501,769 (+11.17%) Land $31,068 Building $470,701
2022$5,029.00$274,867$451,337 Land $32,000 Building $419,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims12 (1996–2025)
Claims Outside the SFHA9 of 12
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 3 claims
  • Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COTTAGE GROVE
serves 10,879 people · EPA ID OR4100236
Water SourceSurface water
Last State InspectionOct 2025
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DFN
Fiber		2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Hunter Communications, T-Mobile.

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