2298 E Main St, Cottage Grove, OR 97424 Property Records

Lane County property record for 2298 E Main St, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,710 sqft · built 1930
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Apr 2018)
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-27-33-00500-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-27-33-00500-000`
Alternative APNs	`2003273300500` `0888584`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,290 sqft
Attic	Attic
Attic Area	420 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1945
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	0888584
Street Address	2298 E MAIN ST
City	COTTAGE GROVE
State	OR
Zip	97424-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TL 00500
Legal Range	03
Legal Township	20
Legal Section	27
Legal Lot Number	500
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1001
Census Tract	1302

Owner

Source: Lane County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2298 E MAIN ST, COTTAGE GROVE, OR 97424-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 17, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2018	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	May 24, 2016 · Amount on Record
Deed Document Number	201818750
Prior Transfer Date	Nov 3, 2015
Prior Transfer Doc	0000024809
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2298 E MAIN ST, COTTAGE GROVE, OR 97424-1705
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003845
Date	Jan 20, 2021
Instrument	2021-003845

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2298 E MAIN ST, COTTAGE GROVE, OR 97424-1705
Document Number	0000016552
Instrument Date	Apr 20, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2298 E MAIN ST COTTAGE GROVE OR 974241705, COTTAGE GROVE, OR 97424-1705

Mortgage

Document Number	0000016552
Date	Apr 30, 2019
Instrument	16552

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jan 17, 2019
Property Address	2298 E MAIN ST, COTTAGE GROVE, OR 97424-1705
Document Number	0000002029
Instrument Date	Jan 17, 2019
Instrument	2029
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2298 E MAIN ST COTTAGE GROVE OR 974241705, COTTAGE GROVE, OR 97424-1705

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 24, 2018
Property Address	2298 E MAIN ST, COTTAGE GROVE, OR 97424-1705
Document Number	0000018750
Instrument Date	Apr 19, 2018
Instrument	2018-018750
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2298 E MAIN ST, COTTAGE GROVE, OR 97424-1705

Mortgage

Document Number	0000018751
Date	Apr 24, 2018
Instrument	2018-018751

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,909.00 (+4.9%)	$159,229 (+6.09%)	$356,447 (+0.84%) Land $42,421 Building $314,026
2023	$2,773.00 (+4.01%) Veteran's exemption	$150,090 (+3%)	$353,483 (+10.24%) Land $33,263 Building $320,220
2022	$2,666.00 Veteran's exemption	$145,719	$320,638 Land $34,261 Building $286,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 3 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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