2300 E Main St, Cottage Grove, OR 97424 Property Records

Lane County property record for 2300 E Main St, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 704 sqft · built 1952
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Jun 2022)
Tax Bill	$1,836 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03-27-33-00400-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-27-33-00400-000`
Alternative APNs	`2003273300400` `0888576`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1993
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Lot Dimensions	130 ft deep x 37 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	0888576
Street Address	2300 E MAIN ST
City	COTTAGE GROVE
State	OR
Zip	97424-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TL 00400
Legal Range	03
Legal Township	20
Legal Section	27
Legal Lot Number	400
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1001
Census Tract	1302

Owner

Source: Lane County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2300 E MAIN ST, COTTAGE GROVE, OR 97424-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Apr 10, 2018	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	202226908
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 17, 2022
Property Address	2300 E MAIN ST, COTTAGE GROVE, OR 97424-1706
Document Number	0000026908
Map Reference	DOC 91-46061
Instrument Date	Jun 17, 2022
Instrument	2022-026908
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 E MAIN ST, COTTAGE GROVE, OR 97424-1706

Mortgage

Document Number	0000026909
Date	Jun 17, 2022
Instrument	2022-026909

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 10, 2018
Property Address	2300 E MAIN ST, COTTAGE GROVE, OR 97424-1706
Document Number	0000016233
Instrument Date	Mar 23, 2018
Instrument	16233
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 LINDEN AVE SPRINGFIELD OR 974777664, SPRINGFIELD, OR 97477-7664

Mortgage

Document Number	16234
Date	Apr 10, 2018
Instrument	16234

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,836.00 (+4.91%)	$100,522 (+6.09%)	$261,013 (+5.66%) Land $37,631 Building $223,382
2023	$1,750.00 (+17.61%)	$94,753 (+16.49%)	$247,036 (+32.27%) Land $28,795 Building $218,241
2022	$1,488.00	$81,340	$186,771 Land $29,658 Building $157,113

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 3 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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