2307 Strader Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2307 Strader Ter, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	975 sqft · built 1959
Lot Size	0.18 acres (7,852 sqft)
Owner	Individual Name on Record
Last Sale	$160,300 (Sep 2020)
Tax Bill	$1,151 (2025)
Deeds & Mortgages	May 2021 Sale Sep 2020 Mortgage
APN	`06-5.0-22-002-000-012.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-002-000-012.000`

Interior

Building Area	975 sqft Base Area
1st Floor Area	975 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	7,852 sqft (0.18 acres)
Lot Dimensions	117 ft deep x 67 ft wide

Location & Zoning

Street Address	2307 STRADER TER
City	SAINT JOSEPH
State	MO
Zip	64503-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HILL TOP LOT:12 BLK:8LGL DESC:
Legal Subdivision	HILL TOP
Legal Block	8
Legal Lot Number	12
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1002
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2307 STRADER TER, SAINT JOSEPH, MO 64503-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Beneficiary Deed, Transfer
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Feb 8, 2006 · Amount on Record
Deed Document Number	20208015
Deed Book / Page	3752 / 834
Last Transfer Date	May 5, 2021
Transfer Doc	003761/972
Record Updated	Sep 20, 2026

May 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 10, 2021
Property Address	2307 STRADER TER, SAINT JOSEPH, MO 64503-1243
Document Number	003761/972
Book / Page	3761 / 972
Instrument Date	May 5, 2021
Instrument	2021004624
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2307 STRADER TER, SAINT JOSEPH, MO 64503-1243

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 4, 2020
Property Address	2307 STRADER TER, SAINT JOSEPH, MO 64503-1243
Document Number	003752/834
Book / Page	3752 / 834
Instrument Date	Sep 4, 2020
Instrument	2020008015
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2307 STRADER TER, SAINT JOSEPH, MO 64503-1243

Mortgage

Document Number	2020008016
Date	Sep 4, 2020
Instrument	2020008016

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,151.00	$16,080 (+6.28%) Land $2,380 Building $13,700	$84,630 (+6.32%) Land $12,500 Building $72,130
2024	$1,151.00 (+16.03%)
2023	$992.00 (-0.7%)	$15,130 (-) Land $2,380 Building $12,750	$79,600 (-) Land $12,500 Building $67,100
2022	$999.00	$15,130 Land $2,380 Building $12,750
2021			$79,600 Land $12,500 Building $67,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Metronet.

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