2304 Strader Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2304 Strader Ter, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,368 sqft · built 1959
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,412 (2025)
Deeds & Mortgages	Sep 2019 Sale Oct 2019 Sale
APN	`06-5.0-22-002-000-020.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-002-000-020.000`

Interior

Building Area	1,368 sqft Base Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide

Location & Zoning

Street Address	2304 STRADER TER
City	SAINT JOSEPH
State	MO
Zip	64503-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HILL TOP LOT:20 BLK:7LGL DESC:
Legal Subdivision	HILL TOP
Legal Block	7
Legal Lot Number	20
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2304 STRADER TER, SAINT JOSEPH, MO 64503-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed, Transfer PREFERRED TITLE
Oct 17, 2019	Deed, Transfer PREFERRED TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019
Deed Sale	Oct 17, 2019
Prior Sale	Sep 26, 2019
Deed Document Number	20199055
Deed Book / Page	3742 / 604
Record Updated	Sep 20, 2026

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 26, 2019
Property Address	2304 STRADER TER, SAINT JOSEPH, MO 64503-1244
Document Number	003741/768
Book / Page	3741 / 768
Instrument Date	Sep 19, 2019
Instrument	2019008212
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 STRADER TER, SAINT JOSEPH, MO 64503-1244

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 17, 2019
Property Address	2304 STRADER TER, SAINT JOSEPH, MO 64503-1244
Document Number	003742/604
Book / Page	3742 / 604
Instrument Date	Sep 19, 2019
Instrument	2019009055
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 STRADER TER, SAINT JOSEPH, MO 64503-1244

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00 (+0.07%)	$20,740 (+6.8%) Land $2,850 Building $17,890	$109,150 (+6.8%) Land $15,000 Building $94,150
2024	$1,411.00 (+10.84%)
2023	$1,273.00 (-0.62%)	$19,420 (-) Land $2,850 Building $16,570	$102,200 (-) Land $15,000 Building $87,200
2022	$1,281.00	$19,420 Land $2,850 Building $16,570
2021			$102,200 Land $15,000 Building $87,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Metronet.

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