2309 Strader Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2309 Strader Ter, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,665 sqft · built 1962
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Aug 2020 Mortgage
APN	`06-5.0-22-002-000-013.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-002-000-013.000`

Interior

Building Area	1,665 sqft Base Area
1st Floor Area	1,665 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	117 ft deep x 101 ft wide

Location & Zoning

Street Address	2309 STRADER TER
City	SAINT JOSEPH
State	MO
Zip	64503-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HILL TOP LOT:13 BLK:8LGL DESC:LOTS 13 & N 34.4' LOT 14 BLK 8
Legal Subdivision	HILL TOP
Legal Block	8
Legal Lot Number	13-14
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1002
Census Tract	1800

Owner

2309 Strader Ter is owned and occupied by two individuals.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2309 STRADER TER, SAINT JOSEPH, MO 64503-1243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Line of Credit GREATER KC PUBLIC SAFETY CREDIT UNION
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREATER KC PUBLIC SAFETY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2309 STRADER TER, SAINT JOSEPH, MO 64503-1243
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E RED BRIDGE RD 115, 115, KANSAS CITY, MO 64131-4029

Mortgage

Document Number	3752/523
Date	Aug 27, 2020
Book Page	3752/523
Instrument	2020007695

Lender

Name	GREATER KC PUBLIC SAFETY CREDIT UNION
Type	Credit Union
Address	KANSAS CITY, MO 64127

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 17, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2309 STRADER TER, SAINT JOSEPH, MO 64503-1243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 STRADER TER, SAINT JOSEPH, MO 64503-1243

Mortgage

Document Number	3752/522
Date	Aug 27, 2020
Book Page	3752/522
Instrument	2020007694

Lender

Name	GREATER KC PUBLIC SAFETY CU
Type	Credit Union
Address	KANSAS CITY, MO 64127

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2309 Strader Ter was $2,086, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 (+0.05%)	$29,200 Land $3,330 Building $25,870	$153,670 Land $17,500 Building $136,170
2024	$2,085.00 (+15.77%)
2023	$1,801.00 (-0.66%)	$27,530 (-) Land $3,330 Building $24,200	$144,880 Land $17,500 Building $127,380
2022	$1,813.00	$27,530 Land $3,330 Building $24,200
2021			$144,880 Land $17,500 Building $127,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2309 Strader Ter; there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2309 Strader Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Metronet.

Nearby Properties on Strader Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures