2301 Strader Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2301 Strader Ter, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details1,532 sqft · built 1975
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$212,800 (Oct 2025)
Tax Bill$1,920 (2025)
Deeds & MortgagesOct 2025 Mortgage
APN06-5.0-22-002-000-010.000

Property Details

APN / Parcel Number

Primary APN06-5.0-22-002-000-010.000

Interior

Building Area1,532 sqft Base Area
1st Floor Area1,532 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions121 ft deep x 88.8 ft wide

Location & Zoning

Street Address2301 STRADER TER
CitySAINT JOSEPH
StateMO
Zip64503-1243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:HILL TOP LOT:9 BLK:8LGL DESC:LOT 9 & NLY 34' LOT 10 BLK 8
Legal SubdivisionHILL TOP
Legal Block8
Legal Lot Number9-10
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1002
Census Tract1800

Owner

2301 Strader Ter is owned by an individual who bought it in October 2025.

Source: Buchanan County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1317 S BELT HWY, SAINT JOSEPH, MO 64507-2228
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2025 · Amount on File
Deed SaleOct 15, 2025 · Amount on File
Deed Document Number20258580
Deed Book / Page3812 / 504
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateOct 15, 2025
Property Address2301 STRADER TER, SAINT JOSEPH, MO 64503-1243
Document Number003812/504
Book / Page3812 / 504
Instrument DateOct 1, 2025
Instrument2025008580
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyPREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1317 S BELT HWY, SAINT JOSEPH, MO 64507-2228

Mortgage

Document Number2025008581
DateOct 15, 2025
Instrument2025008581
Lender
NameCAP ONE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2301 Strader Ter was $1,920.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,920.00$26,880 Land $3,080 Building $23,800$141,440 Land $16,200 Building $125,240
2024$1,920.00
2023Additional exemption filed$132,710 Land $16,200 Building $116,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2301 Strader Ter; there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1984–2018)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2018 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2007 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2301 Strader Ter is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: Metronet.

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