2214 Strader Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2214 Strader Ter, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,182 sqft · built 1959
Lot Size	0.209 acres (9,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,600 (Sep 2007)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2017 Mortgage
APN	`06-5.0-22-002-000-022.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-002-000-022.000`

Interior

Building Area	1,182 sqft Base Area
1st Floor Area	1,182 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	9,108 sqft (0.209 acres)
Lot Dimensions	110 ft deep x 82.8 ft wide

Location & Zoning

Street Address	2214 STRADER TER
City	SAINT JOSEPH
State	MO
Zip	64503-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HILL TOP LOT:18 BLK:7LGL DESC:
Legal Subdivision	HILL TOP
Legal Block	7
Legal Lot Number	18
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2214 STRADER TER, SAINT JOSEPH, MO 64503-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 27, 2017	Deed of Trust, Mortgage · VA Mortgage V & G DEVELOPMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2007 · Amount on Record
Deed Sale	Sep 18, 2007 · Amount on Record
Deed Document Number	200713452
Deed Book / Page	3027 / 541
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2214 STRADER TER, SAINT JOSEPH, MO 64503-1242
Transaction Type	Mortgage
Record Updated	Jun 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3748/656
Date	May 18, 2020
Book Page	3748/656
Instrument	2020003805

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2214 STRADER TER, SAINT JOSEPH, MO 64503-1242
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017007330
Date	Jul 27, 2017
Instrument	2017007330

Lender

Name	V & G DEVELOPMENT CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,330.00	$19,450 (+6.28%) Land $2,850 Building $16,600	$102,360 (+6.29%) Land $15,000 Building $87,360
2024	$1,330.00 (+10.83%)
2023	$1,200.00 (-0.66%)	$18,300 (-) Land $2,850 Building $15,450	$96,300 (-) Land $15,000 Building $81,300
2022	$1,208.00	$18,300 Land $2,850 Building $15,450
2021			$96,300 Land $15,000 Building $81,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Metronet.

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