Lincoln Parish property record for 2304 Royal Oaks Dr, Ruston, LA 71270 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,294 sqft · built 1978 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Feb 2019) |
| Tax Bill | $1,923 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13183016004 |
| Primary APN | 13183016004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,294 sqft Living Area |
| Gross Area | 3,242 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 34,412 sqft (0.79 acres) |
| Porch | Slab |
| Porch Area | 948 sqft |
| Street Address | 2304 ROYAL OAKS DR |
|---|---|
| City | RUSTON |
| State | LA |
| Zip | 71270-2629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 OF BELLE CHASE SUBDIV ACCORD TO C/C L/P LA (FROM BETTY VIRGINIA TILLEY HUNT ET AL)(223-346) (FROM DONALD C MCCORMACK ET |
| Legal Range | 03W |
| Legal Township | 18N |
| Legal Section | 13 |
| Legal Subdivision | BELLE CHASE |
| Legal Block | N/A |
| Legal Lot Number | 4 |
| Jurisdiction | LINCOLN LA |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 960500 |
Source: Lincoln Parish records · APN 13183016004
Assessment roll updated February 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2304 ROYAL OAKS DR, RUSTON, LA 71270-2629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT |
| Dec 05, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ORIGIN BANK |
| Deed of Trust, Mortgage | |
| Feb 15, 2019 | Deed, Transfer · Stand-Alone First Mortgage ORIGIN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Deed Document Number | 2019181993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN LA |
| Property Address | 2304 ROYAL OAKS DR, RUSTON, LA 71270-2629 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000223503 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 223503 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN LA |
| Property Address | 2304 ROYAL OAKS DR, RUSTON, LA 71270-2629 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000207549 |
|---|---|
| Date | Dec 05, 2022 |
| Instrument | 207549 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN LA |
| Property Address | 2304 ROYAL OAKS DR, RUSTON, LA 71270-2629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | F181994 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | F181994 |
| Name | ORIGIN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN LA |
| Property Address | 2304 ROYAL OAKS DR, RUSTON, LA 71270-2629 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN LA |
| Recording Date | Feb 15, 2019 |
| Property Address | 2304 ROYAL OAKS DR, RUSTON, LA 71270-2629 |
| Document Number | 000F181993 |
| Instrument Date | Feb 15, 2019 |
| Instrument | F181993 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 000F181994 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | F181994 |
| Name | ORIGIN BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lincoln Parish records · Assessment roll updated February 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lincoln Parish |
| Municipality | Ruston City |
| Unified School District | Lincoln Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,923.00 (+6.6%) Homeowner's exemption | $22,533 (+11%) Land $3,200 Building $19,333 | $225,323 (+10.99%) Land $31,995 Building $193,328 |
| 2023 | $1,804.00 Homeowner's exemption | $20,300 Land $3,435 Building $16,865 | $203,004 Land $34,350 Building $168,654 |
Source: FEMA National Flood Hazard Layer, Lincoln Parish (22061C), updated November 9, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 220619605003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low above 20% of the US · above 31% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| E. Ritter Communications Holdings | Fiber | 5,000 / 5,000 | Yes |
| AT&T | Fiber | 5,000 / 5,000 | Yes |
| Optimum Communications | Cable | 940 / 35 | Yes |
| 318 HighSpeed | Fixed Wireless (unlicensed) | 500 / 100 | No |
| T-Mobile USA | Fixed Wireless | 100 / 20 | Yes |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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