23031 Cavanaugh Rd, Lake Forest, CA 92630 Property Records

Orange County property record for 23031 Cavanaugh Rd, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,422 sqft · built 1966
Lot Size	0.187 acres (8,160 sqft)
Owner	Trust Name on File
Tax Bill	$5,005 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`617-143-12`

Property Details

APN / Parcel Number

Primary APN	`617-143-12`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,422 sqft Living Area
1st Floor Area	2,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	8,160 sqft (0.187 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23031 CAVANAUGH RD
City	LAKE FOREST
State	CA
Zip	92630-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 5478 BLK LOT 214
Legal Subdivision	TARCT NO 5478
Legal Tract	5478
Legal Lot Number	214
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2007
Census Tract	52411

Owner

23031 Cavanaugh Rd is owner-occupied and held in a trust since June 1996.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 15, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Oct 25, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Dec 29, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOAN AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 12, 1996
Transfer Doc	0000311924
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	REZAIA, LAKE FOREST, CA 92630

Mortgage

Document Number	0000644828
Date	Oct 21, 2021
Instrument	2021000644828

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908

Mortgage

Document Number	0000644829
Date	Oct 21, 2021
Instrument	2021000644829

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108807
Date	Mar 11, 2020
Instrument	2020000108807

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053498
Date	Feb 15, 2018
Instrument	2018000053498

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 17, 2020
Property Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Document Number	0000023348
Map Reference	MB 207 PG 22-28
Instrument Date	Jan 13, 2020
Instrument	2020000023348
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023349
Date	Jan 17, 2020
Instrument	2020000023349

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 25, 2018
Property Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Document Number	0000387397
Instrument Date	Oct 24, 2018
Instrument	387397
Transaction Type	Transfer
Record Updated	Nov 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23031 CAVANAUGH RD LAKE FOREST CA 926303908, LAKE FOREST, CA 92630-3908

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 26, 2018
Property Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Document Number	0000233268
Map Reference	MB207 PG22-28
Instrument Date	Jun 21, 2018
Instrument	2018000233268
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Investor	Possibly a Property Investor

Mortgage

Document Number	0000233269
Date	Jun 26, 2018
Instrument	2018000233269

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 29, 2017
Property Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Document Number	0000564555
Instrument Date	Dec 29, 2017
Instrument	564555
Transaction Type	Transfer
Record Updated	Jan 10, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23031 CAVANAUGH RD LAKE FOREST CA 926303908, LAKE FOREST, CA 92630-3908

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 19, 2017
Property Address	23031 CAVANAUGH RD, LAKE FOREST, CA 92630-3908
Document Number	0000543745
Instrument Date	Dec 5, 2017
Instrument	543745
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23031 CAVANAUGH RD LAKE FOREST CA 926303908, LAKE FOREST, CA 92630-3908

Mortgage

Document Number	543746
Date	Dec 19, 2017
Instrument	543746

Lender

Name	LOAN AMERICA
Type	Funding / Finance Company
Address	WOODLAND HILLS, CA 91364

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23031 Cavanaugh Rd was $5,005 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$502,397 (+2%) Land $211,096 Building $291,301
2025	$5,005.00 Homeowner's exemption	$492,547 Land $206,957 Building $285,590
2023	$4,796.00 (+1.85%) Homeowner's exemption	$473,422 Land $198,921 Building $274,501
2022	$4,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23031 Cavanaugh Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23031 Cavanaugh Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN MWD (ARLINGTON) serves 0 people · EPA ID CA3310075
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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