2301 Riverview Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2301 Riverview Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.088 acres (3,833 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Jul 2017)
Tax Bill	$289 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76-6950-0049-01-2`

Property Details

APN / Parcel Number

Primary APN	`76-6950-0049-01-2`
Alternative APN	`11-76-6950-0049-01-2`

Exterior

Lot Area	3,833 sqft (0.088 acres)
Lot Dimensions	80 ft deep x 48 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2301 RIVERVIEW DR
City	SAINT JOSEPH
State	MI
Zip	49085
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	OS
Legal Description	LOT 49 RIVERVIEW HEIGHTS PT OF UNIV LOTS 65 & 80 SEC 26 T4S R19W & PT OF SW1/4 & NW 1/4 SEC 25 T4S R19W CITY OF ST JOSEPH ALSO THAT PT OF FORMER MCRR R/W LYING BET S LN SD LOT 49 EXT WLY TO W LN SD R/W & N LN OF TERRACE AVE EXT ELY TO ELY LN SD R/W
Legal Range	19W
Legal Township	04S
Legal Section	25
Legal Subdivision	RIVERVIEW HEIGHTS
Legal Lot Number	49-80
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1009
Census Tract	1000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1229 HARRIET AVE, SAINT JOSEPH, MI 49085-2104
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
May 25, 2021	Intrafamily Transfer, Transfer
Jan 4, 2021	Intrafamily Transfer, Transfer
Jul 24, 2017	Warranty Deed, Transfer · ARM HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Prior Sale	Nov 6, 1985 · Amount on Record
Deed Book / Page	3178 / 765
Last Transfer Date	May 25, 2021
Transfer Doc	03328/3351
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2301 RIVERVIEW DR, SAINT JOSEPH, MI 49085
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03386/2165
Date	Sep 22, 2022
Book Page	3386/2165
Instrument	2022363064

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 9, 2047

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	May 25, 2021
Property Address	2301 RIVERVIEW DR, SAINT JOSEPH, MI 49085
Document Number	03328/3351
Book / Page	3328 / 3351
Map Reference	LB 08 PG 20
Instrument Date	May 25, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1229 HARRIEL AVENUE, SAINT JOSEPH, MI 49085-2104

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 4, 2021
Property Address	2301 RIVERVIEW DR, SAINT JOSEPH, MI 49085
Document Number	003307/518
Book / Page	3307 / 518
Map Reference	LB 8 PG 20
Instrument Date	Dec 22, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1229 HARRIET AVE, SAINT JOSEPH, MI 49085-2104

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 24, 2017
Property Address	2301 RIVERVIEW DR, SAINT JOSEPH, MI 49085
Document Number	03178/0765
Book / Page	3178 / 0765
Map Reference	LB8 PG20
Instrument Date	Jul 21, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,601.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1229 HARRIET AVE, SAINT JOSEPH, MI 49085-2104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1229 HARRIET AVE, SAINT JOSEPH, MI 49085-2104

Mortgage

Document Number	0031780767
Date	Jul 24, 2017
Instrument	3178/0767

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,300 (+70.51%)	$26,600 (+70.51%)
2025	$289.00 (+2.48%)	$7,800 (+44.44%)	$15,600 (+44.44%)
2024	$282.00 (+9.73%)
2023		$5,400	$10,800
2022	$257.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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