2301 N 3rd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2301 N 3rd St, Saint Charles, MO 63301

Property Summary

Property Type	Commercial
Details	1,206 sqft · built 1955
Lot Size	0.399 acres (17,400 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2006)
Tax Bill	$4,601 (2025)
Deeds & Mortgages	Nov 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`087630A000`

Property Details

APN / Parcel Number

Primary APN	`087630A000`
Alternative APN	`6-006A-4431-0A-0001.0000000`

Interior

Stories	1 Story
Building Area	1,206 sqft Gross Area
1st Floor Area	1,206 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,400 sqft (0.399 acres)
Lot Dimensions	150 ft deep x 116 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	087630A000
Street Address	2301 N 3RD ST
City	SAINT CHARLES
State	MO
Zip	63301-0963
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ST CHAS HGTS BLK A LOTS 1-4
Legal Subdivision	ST CHAS HGTS
Legal Block	A
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2000
Census Tract	310400

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2507 MILLRACE DR, SAINT PETERS, MO 63376-7126
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2006 · Amount on Record
Deed Sale	May 1, 2006 · Amount on Record
Deed Document Number	2006358150
Deed Book / Page	4472 / 74
Last Transfer Date	Oct 28, 2022
Transfer Doc	0000060624
Record Updated	Sep 20, 2026

November 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 8, 2022
Property Address	2301 N 3RD ST, SAINT CHARLES, MO 63301-0963
Document Number	0000060624
Map Reference	MB 3 PG 87
Instrument Date	Oct 28, 2022
Instrument	2022R-060624
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2507 MILLRACE DR, 2507, SAINT PETERS, MO 63376-7126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2507 MILLRACE DR, SAINT PETERS, MO 63376-7126

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,855 (-)	$245,411 (-) Land $146,421 Building $98,990
2025	$4,601.00	$66,855 (+3.04%)	$245,411 (+3.87%) Land $146,421 Building $98,990
2023		$64,880
2022			$236,262 Land $146,421 Building $89,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	89 (1979–2022)
Claims Outside the SFHA	19 of 89
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20