2237 N 3rd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2237 N 3rd St, Saint Charles, MO 63301

Property Summary

Property TypeCommercial
Details3 ba · 266 sqft · built 1958
Lot Size0.514 acres (22,400 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Mar 2015)
Tax Bill$3,919 (2025)
Flood ZoneZone AE (high risk)
APN082760A000

Property Details

APN / Parcel Number

Primary APN082760A000
Alternative APN
  • 6-006A-4135-12-0004.0000000

Interior

Full Baths3 Baths
Stories1 Story
Building Area266 sqft
1st Floor Area266 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1958
Exterior MaterialConcrete Block
Lot Area22,400 sqft
Lot Dimensions140 ft deep x 160 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemElectric
SewerConnected

Location & Zoning

Account Number082760A000
Old Parcel Number082760A000
Street Address2237 N 3RD ST
CitySAINT CHARLES
StateMO
Zip63301-0961
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAB2
Legal DescriptionROOSEVELT PL ADDN BLK 12 LOT 4-7
Legal Range05E
Legal Township47N
Legal SubdivisionROOSEVELT PL ADDN
Legal Block12
Legal Lot Number4 5
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2006
Census Tract310400

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address450 LILLIAN CT, WENTZVILLE, MO 63385-4453
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2015 · Amount on Record
Deed SaleMar 25, 2015 · Amount on Record
Prior SaleApr 7, 2010
Deed Document Number0063261416
Deed Book / Page6326 / 1416
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,919.00$55,851 (+0.17%)$174,534 (+0.17%) Land $154,000 Building $20,534
2023$55,754
2022$174,230 Land $154,000 Building $20,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims89 (1979–2022)
Claims Outside the SFHA19 of 89
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 4 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on N 3rd St

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