St. Charles County property record for 2240 N 3rd St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 13 ba · 4,555 sqft · built 1998 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Company Name on Record |
| Last Sale | $250,000 (Dec 1997) |
| Tax Bill | $24,109 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | A966000111 |
| Primary APN | A966000111 |
|---|---|
| Alternative APN |
|
| Full Baths | 13 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,555 sqft Total Area |
| 1st Floor Area | 4,555 sqft |
| Year Built | Built 1998 |
|---|---|
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Type | Attached |
| Sewer | Connected |
|---|
| Account Number | A966000111 |
|---|---|
| Old Parcel Number | A966000111 |
| Street Address | 2240 N 3RD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0962 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AC1 |
| Legal Description | ROBBINS SUB LOT 1 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | ROBBINS SUB |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 310400 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4130 COVER ST, LONG BEACH, CA 90808-1885 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 1997 · Amount on Record |
| Deed Sale | Dec 23, 1997 · Amount on Record |
| Deed Document Number | 73512 |
| Deed Book / Page | 2012 / 963 |
| Record Updated | Jun 8, 2026 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,109.00 | $353,357 (+5.91%) | $1,104,235 (+5.91%) Land $419,496 Building $684,739 |
| 2023 | $333,637 | ||
| 2022 | $1,042,610 Land $419,496 Building $623,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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