St. Charles County property record for 2224 N 3rd St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 7,656 sqft · built 2005 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Company Name on File |
| Last Sale | $900,000 (Dec 2020) |
| Tax Bill | $16,394 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | A966000112 |
| Primary APN | A966000112 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 7,656 sqft Total Area |
| 1st Floor Area | 7,656 sqft |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Attached |
| Account Number | A966000112 |
|---|---|
| Old Parcel Number | A966000112 |
| Street Address | 2224 N 3RD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0962 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AC1 |
| Legal Description | ROBBINS SUB LOT 2 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | ROBBINS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 310400 |
2224 N 3rd St, a commercial property, is owned by a company that bought it in December 2020 and is owner-occupied.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2224 N 3RD ST, SAINT CHARLES, MO 63301-0962 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2020 | Warranty Deed, Transfer BANK OF HOUSTON |
| Feb 8, 2018 | Quit Claim Deed, Transfer · Line of Credit ST JOHNS BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on File |
| Deed Sale | Dec 17, 2020 · Amount on File |
| Prior Sale | Feb 8, 2018 |
| Deed Document Number | 0202099405 |
| Deed Book / Page | 2020 / 99405 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 17, 2020 |
| Property Address | 2224 N 3RD ST, SAINT CHARLES, MO 63301-0962 |
| Document Number | 0000099405 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 99405 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2021 |
| Title Company | ORT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2224 N 3RD ST ST CHARLES MO 633010962, ST CHARLES, MO 63301-0962 |
| Document Number | 99406 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 99406 |
| Name | BANK OF HOUSTON |
|---|---|
| Type | Bank |
| Address | HOUSTON, MO 65483 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 8, 2018 |
| Property Address | 2224 N 3RD ST, SAINT CHARLES, MO 63301-0962 |
| Document Number | 0068762474 |
| Book / Page | 006876 / 002474 |
| Instrument Date | Feb 6, 2018 |
| Instrument | 71480 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2224 N 3RD ST ST CHARLES MO 633010962, ST CHARLES, MO 63301-0962 |
| Document Number | 68762477 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 006876/002477 |
| Instrument | 71490 |
| Name | ST JOHNS BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2224 N 3rd St was $16,394.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,394.00 | $239,761 | $749,252 Land $229,640 Building $519,612 |
| 2023 | $239,761 | ||
| 2022 | $749,252 Land $229,640 Building $519,612 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2224 N 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2224 N 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures