217 Monroe St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 217 Monroe St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1955
Square Footage	834 sqft Living Area
Lot Size	6,400 sqft (0.147 acres)
Garage	Detached, 484 sqft
Occupancy	Owner Occupied
Tax Bill	$868.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8912-30-128-019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	834 sqft Living Area
1st Floor	834 sqft 1st Floor
Basement Area	834 sqft Basement
Finished Basement	540 sqft Finished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,400 sqft (0.147 acres)
Depth X Width	128 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	484 sqft Garage
Deck Area	Deck Area

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	217 MONROE ST
City	WATERLOO
State	IA
Zip	50703-4209
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HILLSIDE ADDITION WATERLOO LOT 15 BLK 5
Legal Range	12W
Legal Township	89N
Legal Section	30
Legal Subdivision	HILLSIDE ADDITION WATERLOO
Legal Block	5
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3006
Census Tract	1900

Owner

Source: Black Hawk County records · APN 8912-30-128-019

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	217 MONROE ST, WATERLOO, IA 50703-4209
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	217 MONROE ST, WATERLOO, IA 50703-4209
Transaction Type	Mortgage
Record Updated	Aug 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001839
Date	Jul 30, 2019
Instrument	202000001839

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Balloon Payment
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$868.00 Homeowner's exemption	$89,870 (+41.17%) Land $5,340 Building $84,530	$89,870 (+41.17%) Land $5,340 Building $84,530
2024	$868.00 (-15.4%)
2023		$63,660 (+14.43%) Land $5,340 Building $58,320	$63,660 (+14.43%) Land $5,340 Building $58,320
2022	$1,026.00 Homeowner's exemption	$55,630 Land $5,340 Building $50,290
2021			$55,630 Land $5,340 Building $50,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.