230 E Division St, Rockford, MI 49341 Property Records

Kent County property record for 230 E Division St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1962
Lot Size	0.269 acres (11,718 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jul 2023)
Tax Bill	$4,646 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-10-01-226-011`

Property Details

APN / Parcel Number

Primary APN	`41-10-01-226-011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft
Finished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	11,718 sqft (0.269 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	230 E DIVISION ST
City	ROCKFORD
State	MI
Zip	49341-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 2 * HYDE ADDITION
Legal Subdivision	HYDE ADD
Legal Lot Number	2
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1030
Census Tract	10700

Owner

230 E Division St is owned and occupied by two individuals who bought it in July 2023.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 E DIVISION ST, ROCKFORD, MI 49341-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Apr 9, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	Apr 9, 2019 · Amount on File
Deed Document Number	202341265
Prior Transfer Date	Jan 7, 2005
Prior Transfer Doc	0000010109
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 24, 2023
Property Address	230 E DIVISION ST, ROCKFORD, MI 49341-1304
Document Number	0000041265
Map Reference	LB 59 PG 32
Instrument Date	Jul 7, 2023
Instrument	20230724-0041265
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 GLEN EAGLE DR NE, ROCKFORD, MI 49341-1184

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	338 EUREKA AVE SE # 1, 1, GRAND RAPIDS, MI 49506-1548

Mortgage

Document Number	0000041266
Date	Jul 24, 2023
Instrument	20230724-0041266

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	230 E DIVISION ST, ROCKFORD, MI 49341-1304
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	SUN TITLE AGENCY OF MI LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120219
Date	Dec 15, 2020
Instrument	20201215-0120219

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	230 E DIVISION ST, ROCKFORD, MI 49341-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SUN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010699
Date	Feb 5, 2020
Instrument	20200205-0010699

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 9, 2019
Property Address	230 E DIVISION ST, ROCKFORD, MI 49341-1304
Document Number	0000024105
Map Reference	LB 59 PG 32
Instrument Date	Apr 8, 2019
Instrument	20190409-0024105
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 E DIVISION ST, 230, ROCKFORD, MI 49341-1304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 E DIVISION ST, ROCKFORD, MI 49341-1304

Mortgage

Document Number	0000024106
Date	Apr 9, 2019
Instrument	20190409-0024106

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 230 E Division St was $4,646.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,300 (+5.95%)	$320,600 (+5.95%)
2025	$4,646.00 Homeowner's exemption	$151,300	$302,600
2023		$107,800	$215,600
2021	$3,127.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 230 E Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 E Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on E Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures