241 E Division St, Rockford, MI 49341 Property Records

Kent County property record for 241 E Division St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,432 sqft · built 1865
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Apr 2022)
Tax Bill	$5,011 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-480-014`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-480-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,432 sqft Living Area
1st Floor Area	852 sqft
Basement Area	290 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	2,140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	241 E DIVISION ST
City	ROCKFORD
State	MI
Zip	49341-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 181 & 182 * VILLAGE OF ROCKFORD
Legal Subdivision	VILLAGE OF ROCKFORD
Legal Lot Number	181-182
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1029
Census Tract	10700

Owner

241 E Division St is owned and occupied by an individual who bought it in April 2022.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	241 E DIVISION ST, ROCKFORD, MI 49341-1303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Jan 15, 2019	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Jan 15, 2019 · Amount on File
Deed Document Number	202235990
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 29, 2022
Property Address	241 E DIVISION ST, ROCKFORD, MI 49341-1303
Document Number	0000035990
Map Reference	LB 19 PG 5
Instrument Date	Apr 18, 2022
Instrument	20220429-0035990
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	241 E DIVISION ST, 241, ROCKFORD, MI 49341-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 E DIVISION ST, ROCKFORD, MI 49341-1303

Mortgage

Document Number	0000035991
Date	Apr 29, 2022
Instrument	20220429-0035991

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	241 E DIVISION ST, ROCKFORD, MI 49341-1303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095950
Date	Dec 6, 2019
Instrument	20191206-0095950

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 15, 2019
Property Address	241 E DIVISION ST, ROCKFORD, MI 49341-1303
Document Number	0000003219
Map Reference	LB 19 PG 5
Instrument Date	Jan 11, 2019
Instrument	20190115-0003219
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,608.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6585 BELDING RD NE, 6585, ROCKFORD, MI 49341-7306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 E DIVISION ST, ROCKFORD, MI 49341-1303

Mortgage

Document Number	0000003220
Date	Jan 15, 2019
Instrument	20190115-0003220

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 241 E Division St was $5,011.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,100 (+4.36%)	$378,200 (+4.36%)
2025	$5,011.00 Homeowner's exemption	$181,200	$362,400
2023		$135,700	$271,400
2021	$3,612.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 241 E Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 E Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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