225 E Division St, Rockford, MI 49341 Property Records

Kent County property record for 225 E Division St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,466 sqft · built 2003
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jul 2019)
Tax Bill	$4,813 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-480-022`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-480-022`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	1,466 sqft
Basement Area	1,466 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	144 ft deep x 60 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	2,505 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 E DIVISION ST
City	ROCKFORD
State	MI
Zip	49341-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOTS 173 & 175 & THAT PART OF VAC DAYTON ST COM 62.60 FT W ALONG N LINE OF E DIVISION ST FROM SW COR OF LOT 180 TH N
Legal Subdivision	FT W ALONG N LINE OF E DIVISION
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1029
Census Tract	10700

Owner

225 E Division St is owned and occupied by two individuals who acquired it in July 2023.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 E DIVISION ST, ROCKFORD, MI 49341-1303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer
Jul 14, 2023	Intrafamily Transfer, Transfer
Dec 1, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2019	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Mar 17, 2010 · Amount on File
Deed Document Number	201953194
Last Transfer Date	Jul 3, 2023
Transfer Doc	0000039302
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jul 14, 2023
Property Address	225 E DIVISION ST, ROCKFORD, MI 49341-1303
Document Number	0000039302
Instrument Date	Jul 3, 2023
Instrument	20230714-0039302
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E DIVISION ST, ROCKFORD, MI 49341-1303

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jul 14, 2023
Property Address	225 E DIVISION ST, ROCKFORD, MI 49341-1303
Document Number	0000039301
Instrument Date	Jul 3, 2023
Instrument	20230714-0039301
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E DIVISION ST, ROCKFORD, MI 49341-1303

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	225 E DIVISION ST, ROCKFORD, MI 49341-1303
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113857
Date	Dec 1, 2020
Instrument	20201201-0113857

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 22, 2019
Property Address	225 E DIVISION ST, ROCKFORD, MI 49341-1303
Document Number	0000053194
Map Reference	LB 19 PG 5
Instrument Date	Jul 15, 2019
Instrument	20190722-0053194
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 E DIVISION ST, 225, ROCKFORD, MI 49341-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E DIVISION ST, ROCKFORD, MI 49341-1303

Mortgage

Document Number	0000053195
Date	Jul 22, 2019
Instrument	20190722-0053195

Lender

Name	INLANTA MORTGAGE INC
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 225 E Division St was $4,813.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,000 (+4.53%)	$420,000 (+4.53%)
2025	$4,813.00 Homeowner's exemption	$200,900	$401,800
2023		$150,600	$301,200
2021	$5,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 E Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 E Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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