206 E Division St, Rockford, MI 49341 Property Records

Kent County property record for 206 E Division St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1910
Lot Size	0.253 acres (11,021 sqft)
Owner	Trust Name on File
Tax Bill	$1,902 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`41-10-01-226-009`

Property Details

APN / Parcel Number

Primary APN	`41-10-01-226-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	784 sqft
Basement Area	352 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	11,021 sqft (0.253 acres)
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	206 E DIVISION ST
City	ROCKFORD
State	MI
Zip	49341-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	E 72 FT OF W 198 FT OF N 186 FT OF NE 1/4 NE 1/4 * SEC 1 T8N R11W 0.30 A.
Legal Range	11W
Legal Township	08N
Legal Section	01
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1030
Census Tract	10700

Owner

206 E Division St is owner-occupied and held in a trust since November 2024.

Source: Kent County records, as of September 18, 2026

Owner of Record	Trust Name on File
Mailing Address	206 E DIVISION ST, ROCKFORD, MI 49341-1304
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage JAMES
Sep 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 6, 2024
Transfer Doc	0000063333
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Jun 12, 2026
Property Address	206 E DIVISION ST, ROCKFORD, MI 49341-1304
Document Number	0000038773
Instrument Date	Jun 3, 2026
Instrument	202638773
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	206 E DIVISION ST, ROCKFORD, MI 49341-1304

Mortgage

Document Number	0000038773,
Date	Jun 12, 2026
Instrument	202638773

Lender

Name	JAMES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Sep 5, 2017
Property Address	206 E DIVISION ST, ROCKFORD, MI 49341-1304
Document Number	0000075689
Instrument Date	Jul 31, 2017
Instrument	75689
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 E DIVISION ST ROCKFORD MI 493411304, ROCKFORD, MI 49341-1304

Tax Assessment & Valuation

The 2025 property tax bill for 206 E Division St was $1,902, up 2.6% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,700 (+5.37%)	$243,400 (+5.37%)
2025	$1,902.00 (+2.59%) Homeowner's exemption	$115,500	$231,000
2024	$1,854.00
2023		$94,400	$188,800
2021	$1,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 E Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 E Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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