Winona County property record for 230 E 5th St, Saint Charles, MN 55972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,286 sqft · built 1919 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Dec 2020) |
| Tax Bill | $2,478 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Dec 2020 Sale & Mortgage |
| APN | 29.060.1490 |
| Primary APN | 29.060.1490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 625 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,629 sqft (0.244 acres) |
| Lot Dimensions | 152 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Porch | Porch |
| Porch Area | 175 sqft |
| Deck Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 230 E 5TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT LOT-002 BLOCK-031 ALL LOTS 2 & 3 & N 20' OF LOT 6 EX: W 85' THEREOF |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 19 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 31 |
| Legal Lot Number | 2-3,6 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.060.1490
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 230 E 5TH ST, SAINT CHARLES, MN 55972-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage PEOPLES STATE BANK |
| Dec 01, 2020 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2020 · Amount on Record |
| Deed Sale | Dec 01, 2020 · Amount on Record |
| Prior Sale | Jun 29, 2015 · Amount on Record |
| Deed Document Number | 2020629367 |
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 000A662311 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Aug 21, 2025 |
| Property Address | 230 E 5TH ST, SAINT CHARLES, MN 55972-1316 |
| Document Number | 000A662311 |
| Instrument Date | Aug 20, 2025 |
| Instrument | A662311 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 E 5TH ST, SAINT CHARLES, MN 55972-1316 |
| Document Number | 000A662312 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | A662312 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Dec 01, 2020 |
| Property Address | 230 E 5TH ST, SAINT CHARLES, MN 55972-1316 |
| Document Number | 629367 |
| Instrument Date | Nov 05, 2020 |
| Instrument | 629367 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 230 E 5TH ST, SAINT CHARLES, MN 55972-1316 |
| Document Number | 629368 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | 629368 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,478.00 (-9.3%) | ||
| 2025 | $2,732.00 (+20.99%) | $216,600 (+0.93%) Land $39,700 Building $176,900 | $216,600 (+0.93%) Land $39,700 Building $176,900 |
| 2023 | $2,258.00 | $214,600 Land $39,300 Building $175,300 | $214,600 Land $39,300 Building $175,300 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Hiawatha Broadband Communications Cable · Fiber in parts of the area | 1,000 / 30 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: Verizon.
Based on FCC filings for 192 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Charles serves 3,825 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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