Winona County property record for 331 E 5th St, Saint Charles, MN 55972 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,828 sqft Living Area |
| Lot Size | 13,199 sqft (0.303 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2023) |
| Tax Bill | $2,502.00 (2026) |
| Primary APN | 29.060.1290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,828 sqft Living Area |
| 1st Floor | 672 sqft 1st Floor |
| Basement Area | 106 sqft Basement |
| Unfinished Basement | 106 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,199 sqft (0.303 acres) |
| Depth X Width | 165 ft x 80 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 504 sqft Garage |
| Porch | Open Porch |
| Porch Area | 230 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 331 E 5TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1317 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-19 TWP-106 RANGE-010 ORIGINAL PLAT LOT-006 BLOCK-027 PT OF LOTS 6, 7 & 10 ELY 80' OF S 1/2 OF LOT 6 & ELY 80' OF 7 & 10 |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 19 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 27 |
| Legal Lot Number | 6-7,10 |
| Jurisdiction | WINONA MN |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 3 |
| Census Block | 3054 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.060.1290
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 E 5TH ST, SAINT CHARLES, MN 55972-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage SOUTHPOINT FCU |
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage MAYO EMPLOYEES FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2023 · Amount on Record |
| Deed Sale | Jan 20, 2023 · Amount on Record |
| Deed Doc Number | 2023647245 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Jan 20, 2023 |
| Property Address | 331 E 5TH ST, SAINT CHARLES, MN 55972-1317 |
| Document Number | 000A647245 |
| Instrument Date | Jan 13, 2023 |
| Instrument | A647245 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2023 |
| Title Company | ROCHESTER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $891.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 331 E 5TH ST, SAINT CHARLES, MN 55972-1317 |
| Document Number | 000A647246 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | A647246 |
| Name | SOUTHPOINT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year TN |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 331 E 5TH ST, SAINT CHARLES, MN 55972-1317 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 331 E 5TH ST, SAINT CHARLES, MN 55972-1317 |
| Document Number | 636946 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 636946 |
| Name | MAYO EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, MN 55902 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 28, 2031 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,502.00 (+20.06%) | ||
| 2025 | $218,200 (+0.51%) Land $45,600 Building $172,600 | $218,200 (+0.51%) Land $45,600 Building $172,600 | |
| 2023 | $2,084.00 | $217,100 Land $45,100 Building $172,000 | $217,100 Land $45,100 Building $172,000 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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