219 E 5th St, Saint Charles, MN 55972 Property Records

Winona County property record for 219 E 5th St, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,304 sqft · built 1876
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on File
Tax Bill	$2,070 (2026)
Deeds & Mortgages	Jun 2018 Mortgage
APN	`29.060.1200`

Property Details

APN / Parcel Number

Primary APN	`29.060.1200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	384 sqft
Basement Area	632 sqft
Unfinished Basement	632 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	155 ft deep x 77 ft wide
Garage Area	576 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	46 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	219 E 5TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-106 RANGE-010 ORIGINAL PLAT LOT-007 BLOCK-026 & LOT 10 EX: N 55' OF LOT 7
Legal Range	010
Legal Township	106
Legal Section	19
Legal Subdivision	ORIGINAL PLAT
Legal Block	26
Legal Lot Number	7,10
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3052
Census Tract	671000

Owner

Source: Winona County assessment roll, APN 29.060.1200, as of August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	219 E 5TH ST, SAINT CHARLES, MN 55972-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	219 E 5TH ST, SAINT CHARLES, MN 55972-1315
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	610626
Date	Jun 11, 2018
Instrument	610626

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 12, 2028

Tax Assessment & Valuation

Source: Winona County assessment roll as of August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,070.00 (+24.55%)
2025		$187,400 (+3.19%) Land $43,000 Building $144,400	$187,400 (+3.19%) Land $43,000 Building $144,400
2023	$1,662.00 Homeowner's exemption	$181,600 Land $42,600 Building $139,000	$181,600 Land $42,600 Building $139,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696710003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 192 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
LTD Broadband Fixed Wireless	150 / 130

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1850009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Charles serves 3,825 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.