149 E 5th St, Saint Charles, MN 55972 Property Records

Winona County property record for 149 E 5th St, Saint Charles, MN 55972 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,128 sqft · built 1885
Lot Size0.151 acres (6,578 sqft)
OwnerIndividual Name on File
Last Sale$218,751 (May 2026)
Tax Bill$1,704 (2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Mar 2026 Sale & Mortgage
+ 2 more
APN29.060.1120

Property Details

APN / Parcel Number

Primary APN29.060.1120

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area432 sqft
Basement Area480 sqft
Unfinished Basement480 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1985
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,578 sqft (0.151 acres)
Lot Dimensions100 ft deep x 66 ft wide
Garage Area364 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address149 E 5TH ST
CitySAINT CHARLES
StateMN
Zip55972-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-19 TWP-106 RANGE-010 ORIGINAL PLAT BLOCK-025 E 1/2 COMMENCING AT SW COR OF E 1/2, THENCE N ALONG E LINE OF ALLEY 100' E
Legal Range010
Legal Township106
Legal Section19
Legal SubdivisionORIGINAL PLAT
Legal Block25
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3063
Census Tract671000

Owner

Source: Winona County records · APN 29.060.1120

Assessment roll updated August 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address149 E 5TH ST, SAINT CHARLES, MN 55972-1313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Warranty Deed, Transfer · Conventional Mortgage
PRIMESOURCE FUNDING
Mar 26, 2026Warranty Deed, Transfer · Commercial Mortgage
MINNWEST BANK
Aug 05, 2025Warranty Deed, Transfer
Mar 20, 2019Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Prior SaleMar 26, 2026 · Amount on Record
Deed Document Number2026666397
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateMay 12, 2026
Property Address149 E 5TH ST, SAINT CHARLES, MN 55972-1313
Document Number0000666397
Instrument DateMay 08, 2026
Instrument2026666397
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$72,909.88
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 E 5TH ST, SAINT CHARLES, MN 55972-1313

Mortgage

Document Number0000666398,
DateMay 12, 2026
Instrument2026666398
Lender
NamePRIMESOURCE FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateMar 26, 2026
Property Address149 E 5TH ST, SAINT CHARLES, MN 55972-1313
Document Number000A665726
Instrument DateMar 20, 2026
InstrumentA665726
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1955 BROWELL STREET, SAINT CHARLES, MN 55972-5003
InvestorPossibly a Property Investor

Mortgage

Document Number000A665727
DateMar 26, 2026
InstrumentA665727
Lender
NameMINNWEST BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMar 20, 2031

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateAug 05, 2025
Property Address149 E 5TH ST, SAINT CHARLES, MN 55972-1313
Document Number000A662012
Instrument DateJul 31, 2025
InstrumentA662012
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
Tax$231.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 E 5TH ST, SAINT CHARLES, MN 55972-1313

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateMar 20, 2019
Property Address149 E 5TH ST, SAINT CHARLES, MN 55972-1313
Document Number0000615754
Instrument DateMar 19, 2019
Instrument615754
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$389.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address149 E 5TH ST, SAINT CHARLES, MN 55972-1313

Mortgage

Document Number0000615755
DateMar 20, 2019
Instrument615755
Lender
NameMERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,704.00 (+2.53%)
2025$1,662.00 (+22.39%)$132,000 (-0.08%) Land $30,800 Building $101,200$132,000 (-0.08%) Land $30,800 Building $101,200
2023$1,358.00$132,100 Land $30,500 Building $101,600$132,100 Land $30,500 Building $101,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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