Bergen County and Fairview Borough property record for 15 Spruce St, Fairview, NJ 07022
| Property Type | Single Family Home |
|---|---|
| Details | 1,224 sqft · built 1955 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Mar 2021) |
| Tax Bill | $10,156 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00704-0000-00004 |
| Primary APN | 18-00704-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 1800082000000190 |
|---|---|
| Street Address | 15 SPRUCE ST |
| City | FAIRVIEW |
| State | NJ |
| Zip | 07022-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X100 |
| Legal Subdivision | FAIR VIEW HOMES |
| Legal Block | 704 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 18200 |
15 Spruce St is owned and occupied by two individuals who acquired it in October 2023.
Source: Bergen County and Fairview Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2023 | Intrafamily Transfer, Transfer |
| Mar 3, 2021 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on File |
| Deed Sale | Mar 3, 2021 · Amount on File |
| Prior Sale | Jan 13, 1997 · Amount on File |
| Deed Document Number | 202129276 |
| Deed Book / Page | 3989 / 1769 |
| Last Transfer Date | Oct 30, 2023 |
| Transfer Doc | 0051210628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 6, 2023 |
| Property Address | 15 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Document Number | 0051210628 |
| Book / Page | 5121 / 628 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023072890 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Name | Verified Name |
|---|---|
| Address | 15 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 3, 2021 |
| Property Address | 15 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Document Number | 0039891769 |
| Book / Page | 3989 / 1769 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2021029276 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,602.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 SPRUCE ST, 15, FAIRVIEW, NJ 07022-1016 |
| Name | Verified Name |
|---|---|
| Address | 15 SPRUCE ST, FAIRVIEW, NJ 07022-1016 |
| Document Number | 0039891775 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 3989/1775 |
| Instrument | 2021029277 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 15 Spruce St was $10,156, up 2.3% from the year before.
Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Fairview Borough |
| Unified School District | Fairview Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,600 (+6.54%) Land $277,500 Building $198,100 | $475,600 (+6.54%) Land $277,500 Building $198,100 | |
| 2025 | $10,156.00 (+2.35%) | $446,400 Land $267,500 Building $178,900 | $446,400 Land $267,500 Building $178,900 |
| 2024 | $9,923.00 | ||
| 2023 | $413,300 (+5.41%) Land $245,000 Building $168,300 | $413,300 (+5.41%) Land $245,000 Building $168,300 | |
| 2022 | $9,116.00 (-0.04%) | $392,100 Land $232,500 Building $159,600 | $392,100 Land $232,500 Building $159,600 |
| 2021 | $9,120.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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