Monroe County and Penfield Town property record for 23 Spring Side Ln, Penfield, NY 14526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,296 sqft · built 2003 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,500 (May 2006) |
| Tax Bill | $11,407 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109.04-6-45 |
| Primary APN | 109.04-6-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| 2nd Floor Area | 749 sqft |
| Upper Floors Area | 336 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Width | 95.1 ft Width |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 109.04-6-45 |
|---|---|
| Street Address | 23 SPRING SIDE LN |
| City | PENFIELD |
| State | NY |
| Zip | 14526-1175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-20 |
| Legal Description | L41 T13 R4 NEWBURY PARK SEC III LOT 149 |
| Legal Block | 6 |
| Legal Lot Number | 49.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11504 |
Source: Monroe County and Penfield Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 SPRING SIDE LN, PENFIELD, NY 14526-1175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Apr 8, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 29, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BANK OF AMERICA |
| May 7, 2009 | Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2006 · Amount on Record |
| Deed Sale | May 26, 2006 · Amount on Record |
| Deed Book / Page | 10302 / 577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 23 SPRING SIDE LN, PENFIELD, NY 14526-1175 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 23 SPRING SIDE LN, PENFIELD, NY 14526-1175 |
| Document Number | 0000000039 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 30307/630 |
| Instrument | 202305300039 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 23 SPRING SIDE LN, PENFIELD, NY 14526-1175 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 23 SPRING SIDE LN, PENFIELD, NY 14526-1175 |
| Document Number | 0000000437 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 29838/175 |
| Instrument | 202204180437 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 23 SPRING SIDE LN, PENFIELD, NY 14526-1175 |
| Document Number | 0000000276 |
| Instrument Date | Apr 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 23 SPRING SIDE LN PENFIELD NY 145261175, PENFIELD, NY 14526-1175 |
| Document Number | 0000000276 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 027109/000549 |
| Instrument | 276 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jun 29, 2017 |
| Property Address | 23 SPRING SIDE LN, PENFIELD, NY 14526-1175 |
| Book / Page | 027204 / 000336 |
| Instrument Date | May 8, 2009 |
| Instrument | 35 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 SPRING SIDE LN PENFIELD NY 145261175, PENFIELD, NY 14526-1175 |
| Document Number | 0000000035 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 027204/000336 |
| Instrument | 35 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jun 28, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 23 SPRING SIDE LN, PENFIELD, NY 14526-1175 |
| Document Number | 0000000036 |
| Instrument Date | May 7, 2009 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 SPRING SIDE LN PENFIELD NY 145261175, PENFIELD, NY 14526-1175 |
| Document Number | 0000000036 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 027204/000368 |
| Instrument | 36 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jun 28, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,407.00 (+11.14%) Homeowner's exemption | ||
| 2025 | $10,264.00 (-6.5%) | $354,700 (-) Land $59,900 Building $294,800 | $472,900 (+25.34%) Land $79,861 Building $393,039 |
| 2023 | $354,700 (-) Land $59,900 Building $294,800 | $377,300 (+6.37%) Land $63,717 Building $313,583 | |
| 2022 | $354,700 Land $59,900 Building $294,800 | $354,700 Land $59,900 Building $294,800 | |
| 2021 | $10,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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