Monroe County and Penfield Town property record for 20 Spring Side Ln, Penfield, NY 14526
| Details | 5 bd · 4 ba · 2,610 sqft · built 2004 |
|---|---|
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Jun 2016) |
| Tax Bill | $13,317 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 109.04-6-52 |
| Primary APN | 109.04-6-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,610 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| 2nd Floor Area | 1,186 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Attached |
| Garage Area | 521 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 66 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 109.04-6-52 |
|---|---|
| Street Address | 20 SPRING SIDE LN |
| City | PENFIELD |
| State | NY |
| Zip | 14526-1176 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | R-1-20 |
| Legal Description | L41 T13 R4 NEWBURY PK SEC4 PH2 LOT 155 |
| Legal Subdivision | THE NEWBURY PARK SUBDIVISION |
| Legal Block | 6 |
| Legal Lot Number | 55.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11504 |
Source: Monroe County and Penfield Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 SPRING SIDE LN, PENFIELD, NY 14526-1176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| May 21, 2019 | Deed of Trust, Mortgage · Line of Credit FAIRPORT SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2016 · Amount on Record |
| Deed Sale | Jun 1, 2016 · Amount on Record |
| Deed Document Number | 2016275 |
| Deed Book / Page | 11704 / 462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 20 SPRING SIDE LN, PENFIELD, NY 14526-1176 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20 SPRING SIDE LN, PENFIELD, NY 14526-1176 |
| Document Number | 0000000518 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 29670/144 |
| Instrument | 202112290518 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 20 SPRING SIDE LN, PENFIELD, NY 14526-1176 |
| Document Number | 0000000214 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 SPRING SIDE LN PENFIELD NY 145261176, PENFIELD, NY 14526-1176 |
| Document Number | 0000000214 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 028037/000383 |
| Instrument | 214 |
| Name | FAIRPORT SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | FAIRPORT, NY 14450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 27, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,317.00 (+5.26%) | ||
| 2025 | $12,651.00 (-0.18%) | $412,800 (-) Land $58,500 Building $354,300 | $550,400 (+25.35%) Land $78,000 Building $472,400 |
| 2023 | $412,800 (-) Land $58,500 Building $354,300 | $439,100 (+6.37%) Land $62,227 Building $376,873 | |
| 2022 | $412,800 Land $58,500 Building $354,300 | $412,800 Land $58,500 Building $354,300 | |
| 2021 | $12,674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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