23 River Locks Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 23 River Locks Rd, Kennebunk, ME 04043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,342 sqft · built 2007
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$715,000 (Mar 2019)
Tax Bill$12,543 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Nov 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNKENB M:083 L:060

Property Details

APN / Parcel Number

Primary APNKENB M:083 L:060
Alternative APNs
  • M:083 L:060 U:000
  • 4544

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,342 sqft Living Area
Gross Area5,606 sqft
1st Floor Area1,270 sqft
Basement Area1,270 sqft
Unfinished Basement1,270 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4544
Street Address23 RIVER LOCKS RD
CityKENNEBUNK
StateME
Zip04043-7730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code8
Legal Lot Number60
JurisdictionKENNEBUNK ME
Township / Civil DivisionKENNEBUNK
Census Block Group2
Census Block2002
Census Tract28004

Owner

Source: York County and Kennebunk Town records · APN KENB M:083 L:060

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 RIVER LOCKS RD, KENNEBUNK, ME 04043-7730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed of Trust, Mortgage · Line of Credit
CAMDEN NATIONAL BANK
Nov 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAMDEN NATIONAL BANK
Oct 07, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CAMDEN NATIONAL BANK
Mar 15, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2019 · Amount on Record
Deed SaleMar 15, 2019 · Amount on Record
Prior SaleAug 22, 2007 · Amount on Record
Deed Document Number20199137
Deed Book / Page17912 / 54
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address23 RIVER LOCKS RD, KENNEBUNK, ME 04043-7730
Transaction TypeMortgage
Record UpdatedDec 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0188800878
DateNov 24, 2021
Book Page18880/878
Instrument2021068425
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeAdjustable Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address23 RIVER LOCKS RD, KENNEBUNK, ME 04043-7730
Transaction TypeMortgage
Record UpdatedDec 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0188810759
DateNov 29, 2021
Book Page18881/759
Instrument2021068562
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueDec 01, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address23 RIVER LOCKS RD, KENNEBUNK, ME 04043-7730
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0184060160
DateOct 07, 2020
Book Page18406/160
Instrument2020050643
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENNEBUNK ME
Recording DateMar 15, 2019
Property Address23 RIVER LOCKS RD, KENNEBUNK, ME 04043-7730
Document Number0179120054
Book / Page17912 / 54
Instrument DateMar 15, 2019
Instrument2019009137
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 BLUEBERRY PINES DR, KENNEBUNK, ME 04043-6137

Mortgage

Document Number2019009138
DateMar 15, 2019
Instrument2019009138
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Kennebunk Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionKennebunk Town
Unified School DistrictRegional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,543.00 (+7.08%)$1,273,400 (+84.26%) Land $544,400 Building $729,000
2024$11,714.00 (+5.61%)$691,100 (-) Land $209,100 Building $482,000
2023$11,092.00 (+9.93%)$691,100 (-) Land $209,100 Building $482,000$1,188,925
2022$10,090.00$691,100 Land $209,100 Building $482,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 184 individual policies
Nearby Flood Policies238 units insured
incl. 54 condo units
Nearby Flood Claims74 (1996–2024)
Claims Outside the SFHA29 of 74
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 53 claims
  • Severe Storm And Flooding, Dec 2022 · 12 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: Consolidated Communications, GoNetspeed.

Based on FCC filings for 101 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemKENNEBUNK, KENNEBUNKPORT & WELLS WD
serves 35,663 people
Water SourceSurface water
Last State InspectionDec 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on River Locks Rd

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