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20 River Locks Rd, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 20 River Locks Rd, Kennebunk, ME 04043 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,566 sqft · built 1990
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on File
Last Sale$399,900 (Oct 2020)
Tax Bill$8,438 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNKENB M:083 L:048

Property Details

APN / Parcel Number

Primary APNKENB M:083 L:048
Alternative APNs
  • M:083 L:048 U:000
  • 5534

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,566 sqft Living Area
Gross Area3,974 sqft
1st Floor Area978 sqft
Basement Area978 sqft
Unfinished Basement978 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number5534
Street Address20 RIVER LOCKS RD
CityKENNEBUNK
StateME
Zip04043-7732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number48
JurisdictionKENNEBUNK ME
Township / Civil DivisionKENNEBUNK
Census Block Group1
Census Block1040
Census Tract28004

Owner

Source: York County and Kennebunk Town records · APN KENB M:083 L:048

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address300 N SIERRA VISTA DR, TUCSON, AZ 85719-3862
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
SACO & BIDDEFORD SAVINGS
Mar 19, 2020Deed of Trust, Mortgage · Line of Credit
PARTNERS BK/NEW ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 09, 2020 · Amount on Record
Deed SaleOct 09, 2020 · Amount on Record
Deed Document Number202051083
Deed Book / Page18408 / 329
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENNEBUNK ME
Recording DateOct 09, 2020
Property Address20 RIVER LOCKS RD, KENNEBUNK, ME 04043-7732
Document Number0184080329
Book / Page18408 / 329
Instrument DateOct 09, 2020
Instrument2020051083
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2125 E JUANITA ST, TUCSON, AZ 85719-3818

Mortgage

Document Number2020051084
DateOct 09, 2020
Instrument2020051084
Lender
NameSACO & BIDDEFORD SAVINGS
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENNEBUNK ME
Property Address20 RIVER LOCKS RD, KENNEBUNK, ME 04043-7732
Document Number0182030093
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 RIVER LOCKS RD KENNEBUNK ME 040437732, KENNEBUNK, ME 04043-7732

Mortgage

Document Number0182030093
DateMar 26, 2020
Book Page018203/000093
Instrument13680
Lender
NamePARTNERS BK/NEW ENGLAND
AddressSANFORD, ME 04073
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 25, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: York County and Kennebunk Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionKennebunk Town
Unified School DistrictRegional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,438.00 (+27.25%)$856,600 (+118.97%) Land $515,700 Building $340,900
2024$6,631.00 (+7.82%)$391,200 (+2.09%) Land $198,300 Building $192,900
2023$6,150.00 (+9.92%)$383,200 (-) Land $198,300 Building $184,900$637,165
2022$5,595.00$383,200 Land $198,300 Building $184,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310280041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024, tidal / storm surge, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jan 2024 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

May also be available at this address: Consolidated Communications, GoNetspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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