York County and Kennebunk Town property record for 51 River Locks Rd, Kennebunk, ME 04043
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,564 sqft · built 1835 |
| Lot Size | 13.2 acres (576,734 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,550,000 (Jan 2024) |
| Tax Bill | $17,457 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | KENB M:085 L:011 |
| Primary APN | KENB M:085 L:011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,564 sqft Living Area |
| Gross Area | 6,311 sqft |
| 1st Floor Area | 2,185 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1835 |
|---|---|
| Effective Year Built | Effective 1835 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 576,734 sqft (13.2 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 78 |
|---|---|
| Street Address | 51 RIVER LOCKS RD |
| City | KENNEBUNK |
| State | ME |
| Zip | 04043-7731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8 |
| Legal Lot Number | 11 |
| Jurisdiction | KENNEBUNK ME |
| Township / Civil Division | KENNEBUNK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 28004 |
Source: York County and Kennebunk Town records · APN KENB M:085 L:011
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 RIVER LOCKS RD, KENNEBUNK, ME 04043-7731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Warranty Deed, Transfer |
| Jan 05, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC |
| Feb 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2024 · Amount on Record |
| Deed Sale | Jan 05, 2024 · Amount on Record |
| Prior Sale | Jul 03, 2008 |
| Deed Document Number | 2024513 |
| Deed Book / Page | 19372 / 268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Recording Date | Jan 22, 2024 |
| Property Address | 51 RIVER LOCKS RD, KENNEBUNK, ME 04043-7731 |
| Document Number | 0193780408 |
| Book / Page | 19378 / 408 |
| Instrument Date | Jan 05, 2024 |
| Instrument | 2024001956 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9301 WILSHIRE BLVD STE 516, 516, BEVERLY HILLS, CA 90210-6160 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Recording Date | Jan 05, 2024 |
| Property Address | 51 RIVER LOCKS RD, KENNEBUNK, ME 04043-7731 |
| Document Number | 0193720268 |
| Book / Page | 19372 / 268 |
| Instrument Date | Jan 05, 2024 |
| Instrument | 2024000513 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9301 WILSHIRE BLVD STE 516, 516, BEVERLY HILLS, CA 90210-6160 |
| Document Number | 2024000514 |
|---|---|
| Date | Jan 05, 2024 |
| Instrument | 2024000514 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Type Change Date | Feb 01, 2031 |
| Max Rate At Change | 2.25% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Property Address | 51 RIVER LOCKS RD, KENNEBUNK, ME 04043-7731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0191960551 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 19196/551 |
| Instrument | 2023003989 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
Source: York County and Kennebunk Town records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Kennebunk Town |
| Unified School District | Regional School Unit 21 (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,457.00 (+29.29%) | $1,772,300 (+122.48%) Land $1,172,200 Building $600,100 | |
| 2024 | $13,502.00 (+5.61%) | $796,600 (-) | |
| 2023 | $12,785.00 (+9.93%) | $796,600 (-) Land $422,700 Building $373,900 | $920,075 |
| 2022 | $11,630.00 | $796,600 Land $422,700 Building $373,900 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 184 individual policies |
| Nearby Flood Policies | 238 units insured incl. 54 condo units |
| Nearby Flood Claims | 74 (1996–2024) |
| Claims Outside the SFHA | 29 of 74 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 89 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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